Please note that from 10 September 2019 you will not be able to access your Luminor|DNB Internet Bank and Mobile Bank and sign payment orders with code cards. More information about code cards closure you can find here.
Don’t put off till the last moment and don’t wait in queues!
Save the time and do yourself. Download and activate your Smart‑ID account
Please, be aware that Smart-ID is only accessible to users of Luminor|DNB Internet-bank as well as Luminor customers after the data migration
Use E. Signature
Or, alternatively, purchase the code calculator at any of our customer service centres
Why choose Smart‑ID?
Easy to use – only two PIN codes are needed. The one for login and the other for confirming operations
Only smartphone and internet connection is needed
Download and use is free of charge
Safe and secure – secret PIN codes created by you and your personal smartphone is used
Simple and secure way to authenticate yourself online
You can use it with your Internet Bank and Mobile Bank
Great code card alternative for smart phone users
It is for free
Secure way to log into your Internet Bank and Mobile Bank
Code card alternative if you don’t have a smart phone
Price – according to the price list
Tool to log into your Internet Bank and Mobile Bank
Price - according to mobile operator rates
Usable with Internet Bank only
Electronic equivalent of regular signature and personal ID document
Enables to sign payment orders, confirm agreements and other documents
Price - according to the fees of issuing institution
Code card (valid until 2019 09 10)
Allows to login to your internet bank or mobile bank
No issuance fee
2 July 2019 – a daily limit for payments with code cards will be reduced up to 50 EUR
10 September 2019 – the usage of code cards as an authentication tool in the internet bank and mobile bank will be discontinued. Learn more about the closure of code cards here.
Security comes first
Generate and remember Smart‑ID PIN codes! Your Smart‑ID PIN codes are not maintained in the bank’s system and you are the only one to know them.
Do not disclose your Smart‑ID PIN codes to anybody! Remember that the bank will never ask you for it.
Enter PIN codes in your Smart‑ID application only in case you have initiated the transaction, which needs approval
Prior to the transaction make sure that the control code in your Smart‑ID application tallies with the transaction control code you want to confirm!
How to create Smart‑ID account?
Download free Smart‑ID app
Create your Smart‑ID account using the selected method of identification
Log in and use
Log in to Luminor | DNB Internet Bank or Mobile Bank and select the login method – Smart‑ID.
Use one of the easiest, fastest and safest ways to authenticate yourself online