Ordering and delivering
Card opening (1), renewing, closingFree
Monthly fee€3.50
Delivering the card
- by post to address in LithuaniaFree
- by post to address abroad€10
- to the Customer Service Center (2)€10
Replacing the card
- when card is replaced before the expiry date€5
- additional fee for express issuing (3)€25

(1) Luminor Black card is available only with Black package.
(2) The fee is not applicable if the Customer pays the fee for an express issuing of the Card.
(3) If the card is ordered on a business day by 12:00 AM, it will be delivered to Customer Service Center on the second business day after ordering.

Payments and cash
Conversion fee for paying in different currency than Euro (4)3%
Cash-out
- Luminor ATMsFree up to €600 per calendar month, 2% of the sum exceeding €600 (min. €3.50)
- Other ATMsFree up to €400 per calendar month, 2% of the sum exceeding €400 (min. €3.50)
- Perlas POS terminals (5)2% of the amount (min. €1)
Cash-in
- Luminor ATMs in LithuaniaFree up to €600 per calendar month, 2% of the sum exceeding €600 (min €3.50)
- Perlas POS terminals (5)€0.30
Balance enquiry
- from Luminor ATMsFree
- from other ATMs€0.50

(4) Conversion fee is added to the VISA applied currency exchange rate in case the transaction currency is not Euros.
(5) In PERLAS terminals based on the list provided here. The service is provided by UAB "Perlas Finance".

Credit
Credit limit annual interest18%
Changing the credit limitFree
Other services
Annual interest on unauthorized debit balance18%
Changing card standard cash-out or purchase limits via Customer Support or at the Customer Service Center€10
Issuance of copy of the receipt for a transaction €25
Safe card monthly fee per payment card€0.55