|Card opening (1), renewing, closing||Free|
|Delivering the card|
|- by post to address in Lithuania||Free|
|- by post to address abroad||€10|
|- to the Customer Service Center (2)||€10|
|Replacing the card|
|- when card is replaced before the expiry date||€5|
|- additional fee for express issuing (3)||€25|
(1) Luminor Black card is available only with Black package.
(2) The fee is not applicable if the Customer pays the fee for an express issuing of the Card.
(3) If the card is ordered on a business day by 12:00 AM, it will be delivered to Customer Service Center on the second business day after ordering.
|Conversion fee for paying in different currency than Euro (4)||3%|
|- Luminor ATMs||Free up to €600 per calendar month, 2% of the sum exceeding €600 (min. €3.50)|
|- Other ATMs||Free up to €400 per calendar month, 2% of the sum exceeding €400 (min. €3.50)|
|- Perlas POS terminals (5)||2% of the amount (min. €1)|
|- Luminor ATMs in Lithuania||Free up to €600 per calendar month, 2% of the sum exceeding €600 (min €3.50)|
|- Perlas POS terminals (5)||€0.30|
|- from Luminor ATMs||Free|
|- from other ATMs||€0.50|
(4) Conversion fee is added to the VISA applied currency exchange rate in case the transaction currency is not Euros.
(5) In PERLAS terminals based on the list provided here. The service is provided by UAB "Perlas Finance".
|Credit limit annual interest||18%|
|Changing the credit limit||Free|
|Annual interest on unauthorized debit balance||18%|
|Changing card standard cash-out or purchase limits via Customer Support or at the Customer Service Center||€10|
|Issuance of copy of the receipt for a transaction||€25|
|Safe card monthly fee per payment card||€0.55|