|Card issuance fee||free of charge|
|Collecting the card at the bank's unit*||EUR 10|
|Card sending by mail within Lithuania||free of charge|
|Card sending by mail abroad||EUR 6|
|Card maintenance fee**||EUR 0.70 per month|
|Card renewal*** fee||free of charge|
|Card replacement||EUR 4|
|Card issuing in an urgent procedure (in 2 working days)||EUR 25|
Cards issued when account no. begins with LTXX21400.
Card validity 3 years.
*This fee is also applied if the customer had specified to the bank that the card would be collected at the bank’s unit but afterwards requested to send it by mail.
**Until 30/11/2018, the monthly card maintenance fee is not applicable to the cardholders who work for the company which has concluded an agreement with the Bank on the transfer of salary. From 01/12/2018, standard monthly card maintenance fee is applicable to these cardholders.
***The Bank has the right to not renew the Card if no payments have been made with the Card in the past 6 (six) months.
Example of the annual rate calculation on the overall credit price (Mastercard Debit)
If the Bank issued EUR 1,500 credit in the payment card account for 36 months' period, the overall amount payable by the borrower would make EUR 1,666.07 and the overall annual rate of the credit price would make 22.14%.
The calculations include the interest paid during the credit period (18 % fixed annual interest rate was used for the calculation), payment card administration fee of EUR 0.70 per month and minimal service fee of EUR 1 per month.
The overall annual rate of the credit price and the overall amount payable by the borrower is calculated assuming that the total Credit Limit is used on the Credit Limit issue day and is fully repaid on the last effective day of the agreement and the interest for using the Credit Limit is paid every month.
|Cash withdrawal at Luminor ATMs in Baltic countries and SEB ATMs in Lithuania||0.40% of the amount (min. EUR 0.40)|
|Cash withdrawal at other banks' ATMs||2% of the amount (min. EUR 3)|
|Cash withdrawal within the network of the bank's partners* via POS||0.40% of the amount (min. EUR 0.80)|
|Cash depositing at Luminor ATMs in Lithuania with cash-in function||free of charge|
|Cash depositing within the network of the bank's partners* via POS||EUR 0.30|
*In PERLAS terminals based on the list of places provided in the website here. The service is provided by UAB "Perlas Finance".
Starting with 01.12.2018, the indicated fees are also applicable if the cardholder works for a company which has concluded an agreement with the Bank on the transfer of salary.
Bank has the right not to renew the card if no payments were made by a card during 6 (six) past months.
In case the cardholder works for a company which has concluded an agreement with the Bank on the transfer of salary, until 30/11/2018 cash withdrawal is free of charge up to EUR 600.00 per month in Luminor ATMs and 1 operation per month is free of charge in UAB Perlas terminals. This limit applies in case no additional discounts were agreed between the company and the Bank for a higher cash withdrawal limit without charge. Discounts can be changed the same way as the Bank’s Pricelist. From 01/12/2018, standard cash withdrawal conditions and fees are applicable for these cardholders.
|Credit limit interest||18%|
|Unauthorized overdraft fee (annual interest is calculated on the unauthorized overdraft amount)||18%|
|Balance enquiry and mini statement printing at other banks' ATMs or Perlas terminals||EUR 0.50|
|Preparation and sending a card statement by mail||EUR 1.50|
|Obtaining a receipt of payment||EUR 15|
|Obtaining a travel document (car rent, hotel reservation, air ticket booking, etc.) in case of payment abroad||EUR 35|
|Urgent withdrawal of a retained card from the Bank's (ex-Nordea only) ATM||EUR 75|
|Mastercard Global service (Urgent credit card blocking or replacement in case the credit card is stolen or lost; emergency cash advances)||Actual expenses, however, not more than EUR 144.81|
|Currency exchange fee, when transaction currency is not EUR||2.50% of the amount|
|Personalised design card annual service fee*||EUR 3|
|Personalised design card replacement fee*||EUR 6|
*From 24 March 2018, new personalised design cards are not available. Personalised design cards issued before 24 March 2018 will be renewed/replaced using the same design.
|Total amount of cash withdrawal operations and payments for goods (per day)||EUR 1500|
|Number of cash withdrawal operations and payments for goods (per day)||unlimited|
A cash withdrawal or payment transaction performed is not deducted from the used day limit before 25 hours from execution thereof.