Luminor E‑Commerce Gateway

What are the advantages of using E‑Commerce Gateway?

• Ready to use payment collection service
• Collect payments from Luminor, SEB, Swedbank and Citadele customers in the Baltics and globally via VISA or Mastercard
• Outstanding pricing – no registration, installation or monthly fee, only transaction fees apply according to the pricelist
• A Luminor account is all you need to receive your customers´ payments from different banks 
• Click and pay – send your customers invoices with a link to pre‑filled payment order via email 
• Easy to follow real‑time overview of the sent invoices and payment statuses

Easy integration options

• Choose one of provided Luminor E‑Commerce Gateway service integration type - REST API or easy‑to‑install Plugin for e‑commerce platforms WooCommerce, Opencart, Shopify, Magento and Prestashop. 
• If you have or choose to create your e‑shop with our partner verskis.lt, no installation is needed. E‑Commerce Gateway has already been integrated with their services for you. You will only need to trigger passwords to your e-shop you will receive from Luminor and start using it!

For merchants without an e‑shop

If you do not have e‑shop, we offer to use the Merchant Portal. This is a self‑service portal where the merchant can create an invoice in a few minutes and send it to the buyer by email with a link for payment. When the buyer clicks "Pay now”, he can choose the most convenient payment method and pay.

Methods for payment collection:

• E‑payments (banklink) from Luminor
  E‑payment service enables your customers to pay using Luminor Internet bank.
• Payment initiation service from other banks
  Payment initiation service enables you to collect online payments from customers of SEB, Swedbank or Citadele.
• Card payments
  Your customers can pay online using their VISA and Mastercard cards.
• Invoices with a link to pre‑filled payment order
  Invoicing service enables you to send invoices with a link to pre‑filled payment order, even without having an e‑shop. You can also monitor payment status in real time.

How to start?

1. Fill in the application form and sign a contract. If you have not joined Luminor yet, we will support you becoming a customer during the application process.
2. Select a suitable service integration type for your e‑shop (plugin or API) or other web platform (API). If you don´t have an e-shop and you will use only Merchant Portal or our partner verskis.lt e-shop platform, installation is not needed, and you can skip this step.
3. Fulfil home page requirements and add required and useful info to your webpage. If you don’t have webpage, you can skip this step.
4. Let us know via confirmation form once you are done. We will review your e‑shop or website and activate the service.
5. Start selling online!