Luminor E‑Commerce Gateway

A ready to use solution for collecting payments from all your customers online, even without having an e‑shop!

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No fee for transactions for the first three months*


* Offer is valid for e-shops with monthly turnover up to EUR 100 000 per month. Applicable for all applications, received from 2021 02 18 till 2021 04 30. Offer does not apply to Financial service providers (payment and electronic money companies).

What are the advantages of using E‑Commerce Gateway?

Ready to use payment collection service

Choose one of provided Luminor E‑Commerce Gateway service integration type – REST API or easy to install Plugin for e commerce platforms WooCommerce, Opencart, Shopify, Magento and Prestashop. 

If you have or choose to create your e shop with our partner, no installation is needed. E‑Commerce Gateway has already been integrated with their services for you. You will only need to trigger passwords to your e‑shop you will receive from Luminor and start using it!

One contract – many payment methods

Collect payments from Luminor, SEB, Swedbank and Citadele customers in the Baltics and globally via VISA or Mastercard

Outstanding pricing

No registration, installation or monthly fee, only transaction fees apply according to the pricelist

A Luminor account is all you need to receive your customers´ payments from different banks

A Luminor account is all you need to receive your customers´ payments from different banks 

Merchant portal

This is a self service portal where the merchant can create an invoice in a few minutes and send it to the buyer by email with a link for payment. When the buyer clicks "Pay now”, he can choose the most convenient payment method and pay.

Easy to follow real time overview of the sent invoices and payment statuses.

E‑payments (banklink) from Luminor

E‑payments (banklink) from Luminor

E‑payment service enables your customers to pay using Luminor Internet bank

Payment initiation service from other banks

Payment initiation service from other banks

Payment initiation service enables you to collect online payments from customers of SEB, Swedbank or Citadele

Card payments

Card payments

Your customers can pay online using their VISA and Mastercard cards

Invoices with a link to pre‑filled payment order

Invoices with a link to pre‑filled payment order

Invoicing service enables you to send invoices with a link to pre‑filled payment order, even without having an e‑shop. You can also monitor payment status in real time

Fill in the application form and sign a contract. If you have not joined Luminor yet, we will support you becoming a customer during the application process

Select a suitable service integration type for your e‑shop (plugin or API) or other web platform (API). If you don´t have an e‑shop and you will use only Merchant Portal or our partner e‑shop platform, installation is not needed, and you can skip this step

Fulfil home page requirements and add required and useful info to your webpage. If you don’t have webpage, you can skip this step

Let us know via confirmation form once you are done. We will review your e‑shop or website and activate the service

Start selling online!

Useful links

E‑Commerce Gateway Application
Requirements for Communication, Webpage Content and Design
Confirmation on Fulfilment of Webpage Requirements
E‑Commerce Gateway Technical Specification (API)
E‑Commerce Gateway Service Terms
Frequently asked questions

Merchant portal

We make e-commerce easier!