Join Luminor

Make yourself at home

Make yourself at home

Find the payment card that fits your life and your style, discover personalized tips from our expert team, and access the tools you need to reach your goals.

Luminor contactless payment cards – find your fit

Luminor Debit
2 EUR/month
The basics covered
♦ Free Euro transfers
♦ Free cash‑out: EUR 600 per month at Luminor, Medus, and ATMs*
♦ Extra: Safety+
Luminor Black
5.5 EUR/month
The new standard
No fee for 3 months**
♦ Free Euro transfers
♦ Free cash‑out: EUR 1200 per month at Luminor ATMs and EUR 400 per month at other banks*
♦ Free travel insurance
♦ Free purchase insurance
♦ Extra: Safety+, Priority Pass, credit limit
Luminor Infinite
20 EUR/month
The premium choice
♦ Customised service
♦ Wide variety of investment solutions
♦ Tailored advice from industry‑leading banking experts
♦ Free travel insurance
♦ Free purchase insurance
Basic Payment Account Service
1.37 EUR/month
If you don't have accounts in other financial institutions in Lithuania, a Luminor Debit card is available as part of the Basic Payment Account Service.
*Certain ATMs abroad may impose an ATM fee, notifying about it on the ATM screen. To withdraw money without a commission fee, please use another ATM network.
**5.50 EUR/month, with the first three calendar months 0 EUR/month (the first free calendar month is the month when the package is activated). Offer valid for new Luminor Black cards activated by 2023 12 31 or until revoked.

Becoming a customer remotely is convenient and easy

First, identify yourself with certified Smart‑ID or mobile signature

Fill in the customer data form and sign it digitally

Lastly, you will meet a representative of our customer service via video call. They will ask you a few simple questions. Prepare your valid passport or ID card

If you don’t have a mobile signature, please contact us by phone +370 5 239 3444 to arrange an appointment in person to sign the agreement

How and for whom:

  • If you a private person over the age of 18 years and you have a valid passport, ID card of the Republic of Lithuania, or permanent/temporary permission to live in the Republic of Lithuania
  • Foreign citizens have to submit one of the following documents
  • No need to visit us in a branch, but still we would like you to spend some time for a short video call with us (I‑V 8:00‑19:30)

You will also need:

  • Certified Smart‑ID or Mobile‑ID issued in Lithuania
  • Phone or PC with high‑resolution camera and microphone
  • Fast and stable internet connection
  • Internet browser: Google Chrome, Mozilla Firefox, Safari, or Opera
  • Operating system: Windows, macOS, iOS, or Android

More for your Luminor experience

Added safety

For extra peace of mind about your card payments, apply for the Safety+ insurance service.

Learn more

Kids’ account

Manage family finances and teach your kids about spending and saving.

Learn more

Housing loan

Whether you’re a first-timer or a seasoned property owner, we’re here for you.

Learn more


Make your money work for you and turn your savings into investments.

Learn more

The best is yet to come

Accounts valued up to EUR 100,000 are secured by the Estonian Guarantee Fund company “Tagatisfond” in accordance with the terms and conditions of the Republic of Estonia’s law on deposit insurance and insurance of liabilities to investors. Terms of the insurance. When opening a bank account and where necessary, please complete the private person’s questionnaire and confirm your financial status.