*Certain ATMs abroad may impose an ATM fee, notifying about it on the ATM screen. To withdraw money without a commission fee, please use another ATM network.
**5.50 EUR/month, with the first three calendar months 0 EUR/month (the first free calendar month is the month when the package is activated). Offer valid for new Luminor Black cards activated by 2023 12 31 or until revoked.

Accounts valued up to EUR 100,000 are secured by the Estonian Guarantee Fund company “Tagatisfond” in accordance with the terms and conditions of the Republic of Estonia’s law on deposit insurance and insurance of liabilities to investors. Terms of the insurance. When opening a bank account and where necessary, please complete the private person’s questionnaire and confirm your financial status.