Terms & Conditions | Luminor

Check out Luminor Bank Terms & Conditions of Service.

 General Rules on the Provision of Services (D), effective from 2018 05 25
​ Payment Service Rules of Luminor Bank AB, effective from 2018 08 01

​ General Rules on the Provision of Services (N), effective from 2018 08 01
​ Bylaws of Luminor Bank AB, effective from 2017 11 09, in Lithuanian
​ Licence of Luminor Bank AB

Bank Guarantees

In Lithuanian:

​ Rules for Providing Bank Guarantees, effective from 2017 10 01, may be used when Application for a Guarantee (D) is submitted
List of qualified certification service providers and registration agencies 
​ Application to Set a Limit

If your bank account number starts with LTXX40100:
​ Application for a Guarantee (D)
​ Application to Change the Conditions of a Guarantee (D)

If your bank account number starts with LTXX21400:
​ Application for a Guarantee (N)
​ Application to Change the Conditions of a Guarantee (N)

Bank accepts the following file formats of digitally signed documents: pdf, ADOC

Casco Insurance

​ Casco Insurance Rules, effective from 2016 01 04, in Lithuanian
​ Casco Insurance Memo, effective from 2016 01 04, in Lithuanian

Consumer Loan

​ Loan Insurance “ERGO Skėtis” Terms and Conditions, effective from 2017 07 01, in Lithuanian
​ Rules on Consumer Loan Granting, in Lithuanian

Home Insurance

​ Luminor | DNB Home Insurance Rules - insurer "Lietuvos draudimas", effective from 2016 08 15, in Lithuanian
​ Luminor | Nordea Home Insurance Rules - insurer "IF", effective from 2017 10 01, in Lithuanian

Letter of Credit

​ Letter of Credit Purchasing Rules, effective from 2017 10 01, in Lithuanian
​ Cover Letter of Documents, Luminor | DNB, in Lithuanian, used if your bank account number starts with LTXX40100
​ Cover Letter of Documents, Luminor | Nordea, used if your bank account number starts with LTXX21400

Archive

Luminor archive

​ Bylaws of Luminor Bank AB, effective from 2017 10 01 to 2017 11 08, in Lithuanian

Banking packages
​ 
Luminor terms and conditions of business packages for corporate customers, effective from 2018 02 01 to 2018 07 31

Luminor | DNB archive

Bylaws of AB DNB bankas
​ 
Bylaws of AB DNB bankas

General Rules on the Provision of Services
 
Effective from 2017 10 01 to 2017 05 24 
​ Effective from 2016 01 04 to 2017 09 30
​ Effective from 2014 07 21 to 2016 03 01
​ Effective from 2013 08 26 to 2014 07 20 
​ Effective from 2012 06 18 to 2013 08 25
​ Effective from 2006 05 12 to 2012 06 17, in Lithuanian

Payment Service Rules
​ 
Effective from 2017 10 01 to 2018 07 31
​ Effective from 2017 03 01 to 2017 09 30
​ Effective from 2017 02 01 to 2017 02 28, in Lithuanian
​ Effective from 2016 11 01 to 2017 01 31, in Lithuanian
​ Effective from 2016 04 01 to 2016 10 31 
​ Effective from 2016 02 29 to 2016 03 31in Lithuanian
​ Effective from 2016 01 01 to 2016 02 28
​ Effective from 2013 08 26 to 2015 12 31
​ Effective from 2012 06 18 to 2013 08 25
​ Effective from 2010 03 08 to 2012 06 17, in Lithuanian

Credit Card Travel Insurance Rules, in Lithuanian
​ Effective from 2017 07 01 to 2017 09 30
​ Effective from 2017 02 01 to 2017 06 30
​ Effective from 2016 07 01 to 2017 01 31
​ Effective from 2015 05 01 until 2016 06 30

Rules on Credit Limit Granting in the Payment Card Account to Private Individuals, in Lithuanian
​ Effective from 2016 11 01 to 2017 09 24
​ Effective from 2016 03 01 to 2016 10 31
​ Effective from 2016 02 01 to 2016 02 29

Casco Insurance Rules, in Lithuanian
​ Effective from 2015 12 01 to 2016 01 04
​ Effective until 2015 12 01

Trade Finance, in Lithuanian
​ Rules for Providing Bank Guarantees, effective from 2016 06 15
​ Letter of Credit Purchasing Rules, effective from 2016 01 04 to 2017 02 28
​ Letter of Credit Purchasing Rules, effective from 2017 03 01 to 2017 09 30

ERGO Skėtis Terms and Conditions, in Lithuanian
​ Loan Insurance “ERGO Skėtis” Terms and Conditions, effective until 2017 06 30
From 2017 02 06 the Mortgage Borrower Unit-linked Life Insurance was discontinued.
ERGO Life Insurance SE Mortgage Borrower Unit-linked Life Insurance
The endowment insurance “Make Your Child’s Dream Come True” was discontinued from 2017 02 06
​ Endowment Insurance “Make Your Child’s Dream Come True” Rules 

Payment Card Accident Insurance (in Lithuanian, discontinued from 2017 04 26)
​ Card Holder Accident Insurance Terms and Conditions
​ Mandatory information that must be provided by the insurance intermediary to customers

SMS Service
​ 
SMS service agreement, in Lithuanian

Luminor | Nordea archive

General Rules on the Provision of Services
​ Effective from 2018 05 25 to 2018 07 31​
​ Effective from 2017 10 01 to 2018 05 24
​ Effective from 2016 11 01
​ Effective from 2016 07 01
​ Effective from 2015 12 01
​ Effective from 2015 01 01
​ Effective from 2014 04 01
​ Effective from 2013 10 07
​ Effective from 2012 06 25

Banking packages
​ 
Luminor | Nordea conditions of banking packages for private customers, effective from 2018 02 01 to 2018 07 31

Credit Card Travel Insurance Rules
​ 
Nordea Credit Travel Insurance Terms and Conditions, effective to 2018 03 31
​ Nordea Gold Travel Insurance Terms and Conditions, effective to 2018 03 31
​ Nordea PINS Mastercard Travel Insurance Terms and Conditions, effective to 2018 03 31
​ Nordea Platinum Travel Insurance Terms and Conditions, effective to 2018 03 31
​ Nordea Mastercard Business Travel Insurance Terms and Conditions, effective to 2018 03 31
​ Nordea Travel Insurance Claim Form, effective to 2018 03 31

Nordea Cards Issuance and Usage Terms and Conditions
​ Description of the terms on Mastercard cards issuance and usage for private persons, effective to 2018 07 31
​ Description of the terms on Mastercard Platinum cards issuance and usage, effective to 2018 07 31
​ Description of the terms on Mastercard cards issuance and usage for corporate customers, effective to 2018 07 31
​ Description of the terms on Mastercard cards issuance and usage for private persons, effective to 2016 05 09
​ Description of the terms on Mastercard Platinum cards issuance and usage, effective to 2016 05 09
​ Description of the terms on Mastercard cards issuance and usage for corporate customers, effective to 2016 03 31
​ Description of the terms on Mastercard cards issuance and usage for corporate customers, effective to 2014 12 06

Home Insurance Rules, in Lithuanian
​ Luminor | Nordea home insurance rules - insurer "IF", effective until 2017 09 30
​ Luminor | Nordea home insurance rules - insurer "IF", effective until 2014 10 01

Purchase Insurance
​ Nordea Mastercard Purhcase Protection Insurance Terms and Conditions, effective to 2018 03 31
​ Notification of Insurance Loss Associated with Mastercard Card Purchase, effective to 2018 03 31

Claims