Sustainability Report 2021
In 2021, we made great progress on our main sustainability focuses:
- Responsible and CO2 neutral in our own operations.
- Support the transition to low carbon economy.
- Caring for issues in local societies – Estonia, Latvia, Lithuania.
We committed to aligning ourselves to Paris Climate Agreement and to carbon neutrality by 2050. We are the first in our home markets to have disclosed our financed emissions for our corporate lending portfolio.
Read more about our sustainability related activities and other ambitious targets in our first Luminor Sustainability Report 2021.
ESG Due Diligence Guidelines
We have ESG Due Diligence Guidelines in place that define the principles for due assessment and management of any negative impacts on society and environment that might be caused by our business activities. The statement on the ESG Due Diligence Guidelines providing a brief description of the established processes is published here.
Furthermore, we have established ESG Risk Assessment Guidelines that describe and integrate the assessment process of ESG risks of the legal entities into the existing overall creditworthiness assessment process.