Term deposit

A term deposit is a saving instrument whereby the agreed interest is received at the end of a selected term.

Why choose Luminor term deposit?

How to open your term deposit:


Open a term deposit

Open a term deposit online

You can also open a deposit at the Luminor customer service center or call +370 5 239 3444


Not our customer yet?

Become a customer

You will need the following documents:

  • Personal ID of the head of the company or the power of attorney document

Useful links

Deposit interest rates
Payment services rules
General rules on the provision of services
Deposits and Investment insurance
Conditions of a term deposit

Safe way to keep funds – in just a few clicks

Deposits are secured by the Estonian Guarantee Fund company “Tagatisfond” in accordance with the terms and conditions of the Republic of Estonia’s law on deposit insurance and insurance of liabilities to investors.

Detailed information on deposit insurance terms and conditions and the cases in which deposits are not covered and the payout limits apply to them is available on the website of the Estonian Guarantee Fund company “Tagatisfond” Deposit and Investment Insurance tf.ee

Terms of the Insurance

Currency risk alert: if a term deposit is held in US dollars, Norwegian kroner or GB pounds, due to fluctuations of currency exchange rates you may incur a loss.