Credit Line

A credit line is a simple and accessible solution to boost the company’s working capital.

Why choose Credit Line?

  • The credit line is flexible – you can use the funds whenever you want, pay the money back when you have extra and use it later if you need it
  • Save on interest – you only pay interest on the credit you use and only when you use the credit resources
  • Credit term up to 5 years
  • There is no maximum credit amount – the credit available will depend on your company’s financial results, the value of collateral and your credit risk

Conditions

  • Loan period up to five years 
  • Minimum loan amount is EUR 10,000
  • Suitable collateral includes a pledge on real estate, guarantees, or a commercial pledge

How to get a Credit Line

Define goals. Define your business development goals and required resources

Submit documents. Complete the application form and provide the necessary documents

Wait for an answer. We will assess your application and contact you with our decision and details on how much we can lend you

Sign the agreement. Agree to and sign the loan contract. We may ask you to pledge and insure your property

Money disbursement. The money will be transferred to account

You will need the following documents

  • Completed application form
  • Financial reports from the last two years. Please include balance, profit-loss statement and cash-flow statement
  • Collateral valuation report by an accepted real estate valuator
  • You may also be requested to provide additional details and/or documents

The flexible way to manage everyday business finances