Overdraft | Luminor
Overdraft

Overdraft is your perfect financial safety net. You can even go beyond your limit for up to 30 days.

Why choose overdraft?

How to apply for an overdraft

1

Submit documents

Complete the application form and submit it with the required documents.

2

Wait for an answer

We will assess your application and inform, how much we can lend you.

3

Sign the agreement

Agree and sign the credit agreement.

4

Overdraft in 5 days

Your overdraft will be ready to use within 5 days after you fulfill all contract requirements.

You will need the following documents

  • Completed application form
  • Financial accounts from the last two years. Please include balance, profit-loss statement and cash-flow statement (if you are drafting this)
  • Company’s certification/extract from Center of Registers
  • Company regulations and establishment documents
  • ID or passport of the company manager and document of manager’s appointment to his duties
  • The official company management resolution empowering the manager to apply for credit from a bank
  • You may also be requested to provide additional details and/or documents

Useful links

Pricelist
Overdraft conditions
Loan application form (in Lithuanian)

The flexible way to manage everyday business finances

Similar products: Working Capital LoanCredit Line