Overdraft | Luminor

Overdraft is your perfect financial safety net. You can even go beyond your limit for up to 30 days.

Why choose overdraft?

How to apply for an overdraft


Submit documents

Complete the application form and submit it with the required documents.


Wait for an answer

We will assess your application and inform, how much we can lend you.


Sign the agreement

Agree and sign the credit agreement.


Overdraft in 5 days

Your overdraft will be ready to use within 5 days after you fulfill all contract requirements.

You will need the following documents

  • Completed application form
  • Financial accounts from the last two years. Please include balance, profit-loss statement and cash-flow statement (if you are drafting this)
  • Company’s certification/extract from Center of Registers
  • Company regulations and establishment documents
  • ID or passport of the company manager and document of manager’s appointment to his duties
  • The official company management resolution empowering the manager to apply for credit from a bank
  • You may also be requested to provide additional details and/or documents

Useful links

Overdraft conditions
Loan application form (in Lithuanian)

The flexible way to manage everyday business finances

Similar products: Working Capital LoanCredit Line