Turnover‑based Credit Line

Turnover‑based Credit Line

The Turnover‑based Credit line is your perfect financial safety net. You can even go beyond your limit for up to 30 days

Why choose Turnover‑based Credit Line?

  • Pay interest when you use credit resources and only for the amount you use
  • Use the turnover‑based credit line again the next day when a negative balance is paid
  • Credit term up to 5 years


  • Loan period up to five years
  • Minimum loan amount is EUR 10,000
  • Maximum limit – 30 % of the average turnover in the bank account of at least the last 90 days
  • No collateral needed

How to get a Turnover‑based Credit Line

Submit documents. Complete the application form and provide the necessary documents

Wait for an answer. We will assess your application and contact you with our decision and details on how much we can lend you

Sign the agreement. Agree to and sign the loan contract

Money disbursement. The money will be transferred to account

You will need the following documents

  • Completed application form
  • Financial reports from the last two years. Please include balance, profit-loss statement and cash-flow statement if you are drafting this
  • Collateral valuation report by accepted real estate valuator
  • You may also be requested to provide additional details and/or documents

The flexible way to manage everyday business finances