Transfer in other currency within Luminor bank

Payment  transfers within the bank:
When the payer’s and beneficiary’s account No. starts with LTXX40100:
Payments made at the bank’s unit or on the internet bank every day before 21.45 are credited in the beneficiary’s account immediately, while payments made after the said hour will be credited on the following calendar day not earlier than 7.00 a.m.
 
When the payer’s and beneficiary’s account No. starts with LTXX21400:
Payments made at the bank’s unit or on the internet bank every day before 19.00 are credited in the beneficiary’s account immediately, while payments made after the said hour will be credited on the following calendar day. 24 hours a day on the weekends and holidays.

When payer’s and beneficiary’s bank account no. follow different patterns, i.e. one begins with LTXX21400, and the other within LTXX40100: payments are executed within the terms of transfers in other currencies to other banks.

Transfer in other currency to other banks

When the payer’s account No. starts with LTXX40100: 

If standard payment orders given via internet banking before 16:00 on the bank’s business day are executed, funds are debited from the bank’s correspondent account after 2 banking days.
If urgent payment orders given via internet banking before 16:00 on a banking day are executed, funds are debited from the bank’s correspondent account on the nearest banking day.
In case of extra urgent payment orders, funds are debited from the bank’s correspondent account on the same day if a payment order is given via the internet bank on a banking day: 

  • before 16:00* in Euros (EUR), US Dollars (USD), Canadian Dollars (CAD) and Great Britain Pounds (GBP);
  • before 13:00 in Swiss Francs (CHF), Danish Krones (DKK), Norwegian Krones (NOK), Polish Zlotys (PLN), Russian Roubles (RUB), Swedish Kronas (SEK);
  • before 10:30 in Czech Korunas (CZK) and Hungarian Forints (HUF).
No extra urgent payment orders are executed in Australian Dollars (AUD), Chinese Yuans (CNY), Japanese Yens (JPY), Kazakhstan Tenges (KZT) and New Zealand Dollars (NZD).

Payment orders given after the set cut-off times or on a bank holiday are executed one banking day later. A deviation of 10 minutes is possible in case of payment orders given via the internet bank.
*Before public holidays the set cut-off time is shorter by 1 hour.

When the payer’s account No. starts with LTXX21400:

If standard payment orders given via the internet bank before 17:00 on a banking day are executed, funds are credited to the payee’s or correspondent bank’s account after 2 banking days.
If urgent payment orders given via the internet banking before 15:00 on a banking day are executed, funds are credited to the payee’s or correspondent bank’s account after 1 banking day.
In case of extra urgent payment orders, funds are credited to the payee’s or correspondent bank’s account on the same day if a payment order is given via the internet bank on a banking day:
  • before 16:00 in Euros (EUR), US Dollars (USD), Canadian Dollars (CAD) and Great Britain Pounds (GBP);
  • before 15:30 in Norwegian Krones (NOK);
  • before 14:00 in Danish krones (DKK).
No extra urgent payment orders are executed in Swiss Francs (CHF), Polish Zloty (PLN), Russian Rubles (RUB), CZK, Hungarian Forint (HUF), Australian Dollars (AUD), Romanian Lees (RON) , Japanese Yen (JPY), Kazakhstani Tenge (KZT), Hong Kong Dollars (HKD) and Mexican Pesos (MXN).

Payment orders given after the set cut-off times or on a bank holiday are executed one banking day later. 

Transfer in other currency within Luminor group banks

When payer’s account No. starts with LTXX40100: 

Payment transfers to the customer account held with Luminor banking group or partner bank* received on a banking day before 14:00 are processed on the same day, while transfers received after the said hour will be processed on the next banking day.
In case a payment order is given via the internet bank a deviation of 10 minutes is possible.
On the day before the national holidays the specified time is shorter by 1 hour.

*Luminor group banks and partner banks (when the transfer is in USD, NOK, PLN currencies):
 Luminor Bank AS Latvian branch (BIC: RIKOLV2X), when the beneficiary’s account no. starts with LVXXRIKO;
 Luminor Bank AS, Estonia (BIC: RIKOEE22), when the beneficiary’s account no. starts with EEXX96;
 DNB Bank ASA, Norway (BIC: DNBANOKK);
 Norddeutsche Landesbank Girozentrale, Germany (BIC: NOLADE2H);
 Bank DNB Polska S.A., Poland (BIC: MHBFPLPW).
When payer’s account no. starts with LTXX21400:

Payment transfers to the customer  account held with Luminor banking group or partner bank* customer received on a banking day before 17:00, funds are credited to the payee’s or payee’s bank account after 1 banking day. 
*Luminor group banks and partner banks (when the transfer is in DKK, GBP, NOK, SEK, RUB ir USD currencies):
Nordea Bank AB, all its’ subsidiaries and branches;
Luminor Bank AS Latvian branch (BIC: NDEALV2X), when the beneficiary’s account no. starts with LVXXNDEA;
Luminor Bank AS, Estonia (BIC: NDEAEE2X), when the beneficiary’s account no. starts with EEXX1700017.