Special offers for the consumer loans

Special offers for the consumer loans

Special offers for the consumer loans

  • Offers valid with a special code provided by partner
  • Special fixed annual interest rates
  • Apply and sign the loan agreement remotely
  • Special offers valid until 2022 12 31

Our special offers for any of your goals:

New! Consumer Loan for improving home energy efficiency or installation of solar panels

  • 4.9 % fixed annual interest rate
  • EUR 0 agreement fee
  • Loan amount from EUR 4,000 to EUR 30,000
  • Loan period from 12 up to 120 months
  • No down payment or pledge of property is required
  • After applying for a consumer loan, a cost estimation of a project or agreement with a vendor completing a home energy efficiency project should be provided. After signing the agreement with the bank, you commit to purchasing of home energy efficiency solution/solar panels. Bank can request to deliver a copy of the agreement on connection to the ESO in case of Solar Panels.
  • Get back a part of your investments with APVA subsidy.
Representative example: if loan amount is EUR 10,000, fixed annual interest rate 4.9 %, loan term 60 months, agreement fee EUR 0, monthly account commission fee EUR 1.30, then monthly payment is EUR 188.25, total repayment amount – EUR 11,373.00, annual percentage rate of charge (APR) – 5.31 %.

For real estate purchase or repair

  • 8.9 % fixed annual interest rate
  • EUR 0 agreement fee
  • Consumer loan from EUR 2,000 to EUR 20,000 (up to EUR 30,000 with co‑borrower/spouse)
  • Loan period from 12 to 120 months
  • No real estate valuation required
  • No downpayment or pledge of property is required
Representative example: if loan amount is EUR 5,000, fixed annual interest rate 8.9 %, loan term 48 months, agreement fee EUR 0, monthly account commission fee EUR 1.30, then monthly payment is EUR 124.19, total repayment amount – EUR 6,023.52, annual percentage rate of charge (APR) – 9.87 %.

For purchase of car or other vehicle

  • 8.9 % fixed annual interest rate
  • EUR 0 agreement fee
  • Consumer loan from EUR 2,000 to EUR 20,000
  • Loan period from 12 to 84 months
  • No downpayment or pledge of vehicle is required
  • Casco insurance is optional
Representative example: if loan amount is EUR 5,000, fixed annual interest rate 8.9 %, loan term 48 months, agreement fee EUR 0, monthly account commission fee EUR 1.30, then monthly payment is EUR 124.19, total repayment amount – EUR 6,023.52, annual percentage rate of charge (APR) – 9.87 %.

For consumer purposes

  • 10 % fixed annual interest rate
  • EUR 0 agreement fee
  • Consumer loan from EUR 1,000 to EUR 15,000
  • Loan period from 12 to 60 months
  • No downpayment is required
Representative example: if loan amount is EUR 5,000, fixed annual interest rate 10 %, loan term 48 months, agreement fee EUR 0, monthly account commission fee EUR 1.30, then monthly payment is EUR 126.81, total repayment amount – EUR 6,149.28, annual percentage rate of charge (APR) – 11.06 %.

Get money for your needs easy and quickly

Fill in the application online. To get the special conditions, please make sure you have a promotional code assigned by the seller to indicate it in the application

Receive loan offer via call and get guidance through next steps

You do not have to be an existing customer of the bank to apply for the loan, but a precondition of issuing the loan is opening a bank account at our bank

Sign the consumer loan agreement remotely

Receive funds to your account after the agreement has been signed

Requirements to apply

  • You are over 18 years of age
  • You have a regular monthly income of at least EUR 450
  • You have a combined monthly income of at least EUR 880 if you apply with a co‑borrower and you don’t have any dependents

Documents

  • Consumer loan application
  • Your (and your co‑borrower) ID or passport
  • We’ll inform you if we need any additional documents

Special offers from our partners

Solar panels and heat pumps

Nogrid

An innovative, reliable and quality-conscious company providing solar power solutions to private households and businesses.

Apply for a loan

Saulės grąža

It can offer residents at home and businesses the most advanced technological solutions in the field of solar energy and heat pumps.

Apply for a loan

Mazgas

Solar power systems for business and private homes. Pay less for electricity.

Apply for a loan

Volinta Energy

A company that has earned the trust of customers and partners provides solar power plant design and installation services for homes and businesses.

Apply for a loan

oris.lt

The company offers probably the largest range of heat pumps and solar power plants. All from one source, use the energy of nature.

Apply for a loan

Zenerga

 

Alternative energy for the savvy consumer.

Apply for a loan

ViaSolis

 

When choosing our solar power plant, you are choosing not only sustainable energy, but also an efficient and long‑lasting guarantee of your investment.

Apply for a loan

Ignitis

 

Use the sun to generate electricity for your home.
Do not depend on electricity price fluctuations.
Build a cleaner future with green energy.

Apply for a loan

Home renovation and landscaping

GETFIX

 

One of the largest home repairs and engineering work platforms in Lithuania with over 1,500 service providers.

Apply for a loan

Viržių medelynas

 

One of the oldest plant nurseries in Lithuania, offering the highest quality outdoor plants.

Apply for a loan

Beauty and wellness

Šypsenų alėja

 

Finally, let's smile boldly.
Excellent quality‑price ratio.
Flexible work schedule.
Close neighbourhood.

Apply for the loan