- 3‑year fixed interest rate 4.7 %*
- 50 % discount on loan agreement fee
* Fixed rate offer is valid for loan applications submitted from 2023 03 20 to 2023 04 02. And if the loan is paid out in one installment within 6 months of signing the loan agreement. The fixed interest rate period is 3 years, after that the variable interest rate is applied according to the loan agreement terms.
After the fixed period, the variable rate is 1.9 % + Euribor, if the loan amount is more than EUR 100.000. The interest rate is 1.95 % + Euribor if the loan amount is EUR 100,000 or less.
A typical example of a housing loan: If the loan amount is EUR 80,000, the variable annual interest rate is 4.70 %, a one-off agreement fee is EUR 200, the contract duration is 25 years, the monthly account commission fee is EUR 1.30, the mortgage registration fee for SE Centre of Registers is EUR 8.60, then monthly installment made by the annuity will be EUR 452.17, the total amount paid by the borrower EUR 136,254.45 and annual percentage rate of charge (APR) – 4.86 %.
Important: Pledged collateral must be insured. Notary fees, real estate evaluation and insurance costs are not known to the bank and therefore are not included in the annual percentage rate of charge. Your loan is guaranteed against your home. Your home may be repossessed if you do not keep up with repayments.