A green car loan

A green car loan

A green car loan

  • Fixed interest rate depending on car type
  • Applicable to all electric and hybrid cars with low or medium emission level 
  • For buying new and used vehicles

Green car loan for electric and hybrid cars

Green by design, not color, the new loan offer from Luminor gives you a lower interest rate to thank you for choosing a lower emission vehicle. Whether you choose electric or hybrid, new or pre-owned, enjoy the benefits and drive green!

  • Fixed interest rate depending on car type:
    - low emission level – fixed rate of 6.9% per year
    - medium emission level – 7.9% per year*
  • Loan amount up to EUR 20,000
  • Loan repayment term up to 84 months
  • Loan agreement fee 1.5 % of the loan amount, not less than EUR 60
  • Reimburse up to EUR 6,000 of car price with APVA subsidy

*Low emission level: 0-90 g/km CO2, medium emission level: 91-100 g/km CO2.

Offer is valid until 2022 12 30

Typical example

Low emission level

Representative example: if loan amount is EUR 10,000, fixed annual interest rate 6.9 %, loan term 60 months, agreement fee EUR 150 (1.5 % of loan amount but not less than EUR 60), monthly account commission fee EUR 1.30, then monthly payment is EUR 197.54, total repayment amount – EUR 12,080.40, annual percentage rate of charge (APR) – 8.1 %.

Medium emission level

Representative example: if loan amount is EUR 10,000, fixed annual interest rate 7.9 %, loan term 60 months, agreement fee EUR 150 (1.5 % of loan amount but not less than EUR 60), monthly account commission fee EUR 1.30, then monthly payment is EUR 202.29, total repayment amount – EUR 12,365.40, annual percentage rate of charge (APR) – 9.18 %.

The path to get your loan

Fill in the application online

Receive loan offer via call and get guidance through the next step

Sign the car loan agreement remotely

Receive funds to your account and buy your vehicle of choice

Register your vehicle within 60 days after entering into the agreement

Requirements to apply

  • You are over 18 years of age
  • You have a regular monthly income of at least EUR 350
  • You have combined monthly income of at least EUR 700 if you apply with co-borrower and you don’t have any dependents

Documents

  • Loan application
  • Your (and your co-borrower) ID or passport
  • We’ll inform you if we need any additional documents

Apply, sign and get your car loan remotely

See our other products

Real Estate Purchase Or Repair Loan

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Car Loan

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Car Leasing

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