A short way to your new green car

A short way to your new green car

A short way to your new green car

  • Fixed interest rate depending on car type
  • Applicable to all electric and hybrid cars with low or medium emission level 
  • For buying new and used vehicles

Green car loan for electric and hybrid cars

Green by design, not color, Luminor gives you a lower interest rate to thank you for choosing a lower emission vehicle. Whether you choose electric or hybrid, new or pre-owned, enjoy the benefits and drive green!

  • Fixed interest rate depending on car type:
    - low emission level – 6.9 % per year
    - medium emission level – 7.9 % per year*
  • Loan agreement fee 1.5 % of the loan amount, not less than EUR 60
  • Loan amount up to EUR 20,000
  • Loan repayment term up to 84 months
  • Reimburse a part of your car price with APVA subsidy for lower pollution cars and electric cars

*Low emission level: 0-90 g/km CO2, medium emission level: 91-100 g/km CO2.

Typical example

Low emission level

Representative example: if the loan amount is EUR 9,000, the fixed annual interest rate is 6.9 %, the loan term is 84 months, the agreement fee is EUR 135, the monthly account commission fee is EUR 1.30, then the monthly payment is EUR 135.39, total repayment amount – EUR 11,616.96, the annual percentage rate of charge (APR) – 7.94 %.

Medium emission level

Representative example: if the loan amount is EUR 9,000, the fixed annual interest rate is 7.9 %, the loan term is 84 months, the agreement fee is EUR 135, the monthly account commission fee is EUR 1.30, then the monthly payment is EUR 139.83, total repayment amount – EUR 11,989.92, the annual percentage rate of charge (APR) – 9.02 %.

The path to get your loan

Fill in the application online

Receive loan offer via call and get guidance through the next step

Sign the car loan agreement remotely

Receive funds to your account and buy your vehicle of choice

Register your vehicle within 60 days after entering into the agreement

Requirements to apply

  • You are over 18 years of age
  • You have a regular monthly income of at least EUR 450
  • You have combined monthly income of at least EUR 880 if you apply with co-borrower and you don’t have any dependents

Documents

  • Loan application
  • Your (and your co-borrower) ID or passport
  • We’ll inform you if we need any additional documents

Apply, sign and get your car loan remotely

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