Pension

Choose to save for your pension with Luminor!

Why Luminor pension?

Luminor* is an experienced manager of pension assets with proved track record since the inception of Lithuanian pension system in 2004. Our asset management team manages portfolio of more than EUR 1.4 billion** for more than 350 000** customers across the Baltics:

We are asset manager who strives to deliver a competitive long-term return to our customers by using active asset management style
We follow global approach by investing into both emerging and developed economies and combine it with exposure to the local Baltic markets
We provide long performance track record with more than 16 years presence in Baltic pension asset management market
We believe in the long-term value of socially responsible business

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* By Luminor are meant Luminor pension entities: Luminor Pensions Estonia AS, Luminor Investiciju Valdymas UAB, Luminor Asset Management IPAS and Luminor Latvijas atklātais pensiju fonds AS.
** Data on 30.06.2020 according to Luminor Group Q2 2020 Interim report

II pillar pension funds

Transfer part of State Social Insurance Pension contributions to II pillar pension fund. There, your money will be invested therefore, you can expect a more secure and more substantial pension in the future.

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III pillar pension funds

If your pension seems insufficient even with II pillar pension funds, opt for Luminor supplementary pension. A good opportunity to add to your pension pot. With tax incentives too, no wonder the government encourages it.

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New 3rd pillar Pension fund Luminor Sustainable Future Index

Luminor is the first in Lithuania to launch 3rd pillar pension fund with investments to sustainable index funds with the high level of ESG standard.

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Important: Accumulation in pension funds is subject to investment risk, which means that the value of the investment may rise and fall, may recover less money than you have invested. If foreign currency is invested in financial instruments, exchange rate changes may affect the return on investment. Luminor investment management company does not guarantee return on investment, pension fund profitability or annuity payments. Past performance of pension funds does not guarantee future results. Before making a decision on accumulating an additional pension in Luminor pension funds, familiarize yourself with the pension fund rules, deductions, investment strategy and risk factors. Pension funds are managed by UAB “Luminor investicijų valdymas”, registration code 226299280.