Savings Account

Savings Account is a flexible deposit for private customers – if necessary, funds can be transferred from the deposit account to the current account immediately. Once a month, disbursement of funds from the Savings Account is free of charge.

Why choose a savings account?

How to open a savings account?


Start saving now

Sign a savings deposit agreement via internet bank → Saving and investment → New savings account


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Do not forget your personal documents!

  • If you visit us in a Customer service center, please book an appointment in advance by calling +370 5 239 3444
  • Please have an ID card or passport with you

Useful links

Savings account terms and Conditions
Deposit and Investment Insurance
Luminor Terms & Conditions of Service

You might also be interested in: My Saving Goals, Term deposit, Luminor supplementary pension

Deposits are secured by the Estonian Guarantee Fund company “Tagatisfond” in accordance with the terms and conditions of the Republic of Estonia’s law on deposit insurance and insurance of liabilities to investors.

Detailed information on deposit insurance terms and conditions and the cases in which deposits are not covered and the payout limits apply to them is available on the website of the Estonian Guarantee Fund company “Tagatisfond” Deposit and Investment Insurance

Terms of the Insurance

Currency risk alert: if a term deposit is held in US dollars, Norwegian kroner or GB pounds, due to fluctuations of currency exchange rates you may incur a loss.