Idea Loan – your plans can be fulfilled easier

Idea Loan – your plans can be fulfilled easier

Idea Loan – your plans can be fulfilled easier

  • Loan for implementation of an idea by pledging one’s own real estate
  • Lower interest rate as compared to a consumer loan
  • Loan amount from EUR 10,000

With this loan – any of your plans can be fulfilled easier. Renew your home, start a business, choose a valuable purchase or implement any of your plans. 

Idea loan benefits

  • Long repayment period – up to 20 years
  • Maximum loan amount up to 70 % from your real estate market value
  • Repair, renovate or overhaul an existing property without reports and cash monitoring
  • Acquire another property, e.g. country house, summer cabin or land

The path to get your loan

Fill in the application and submit documents online

Receive a call from our advisor to guide you through the next steps

Get a loan offer and introduction to the loan details in a call with our advisor

Sign loan agreement remotely

As soon as transaction will be registered in land register, we will transfer money to your account

Requirements to apply

  • You are at least 18 years old
  • You have a regular monthly income of at least EUR 520
  • You have a combined monthly income of at least EUR 850 if you apply with a guarantor and you don’t have any dependents


  • Housing loan application
  • In case you are applying together with co-borrower, we will ask both of you to sign the application
  • Additional documents may be required after the first consultation

Your property gives you new possibilities

See our other products

Real Estate Purchase Or Repair Loan

Learn more

Consumer Loan

Learn more

Housing Loan

Learn more