Similar products: Mortgage loan, Consumer loan
You might also be interested in: Home Insurance
Important! Your loan is guaranteed against your home. Your home may be repossessed if you do not keep up with repayments.
Sample calculation of total charge of loan: If the bank were to grant you a loan of EUR 50,000 with a pledge for 20 years, you’ll have to pay the total amount of EUR 70545, the monthly payment would be EUR 293 and the annual percentage rate of charge would be 3.74%. Calculated using the following assumptions: interest rate - variable, average annual interest rate during the term of the agreement - 3.60%, credit repayable by annuity, agreement fee - 300 EUR, pledge registration fee to the State Enterprise Centre of Registers - 31.28 EUR. The collateral must be insured. Notary fees, real estate evaluation and insurance costs are not known to the bank and therefore are not included in the overall annual percentage rate of charge.