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Loan for land acquisition
Loan for land acquisition
- Choose the financing solution that’s right for you
- Favorable conditions and expert consultations tailored for you
- Fast and all‑remote application process
Find out your options!
Complete the sentence to find out which type of loan we can recommend to you!
real estate that I could pledge. The loan amount is euros. to build a house on this land which an electricity connection.
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Recommended!
Housing loan for land acquisition with a down payment of 30 %
Loan amount from EUR 10,000 to EUR 70,000, financing up to 70 % of the land value, and a loan repayment term of up to 10 years. Interest rate from 2.5 % + 6‑month Euribor.
Recommended!
Idea loan for the purchase of land by pledging an existing property
The loan amount is starting from EUR 10,000. Financing is up to 70 % of the market value of real estate. Repayment term up to 20 years. The money is transferred to the customer’s account and existing real estate is pledged. The land purchased is not pledged.
Recommended!
Loan for the purchase of land without real estate collateral up to EUR 30,000
Loan amount from EUR 2,000 to EUR 30,000, financing up to 100 % of the transaction amount, and a repayment term of up to 7 years. The fixed interest rate from 9 % per year. Appraisal and real estate pledge aren't required. A co‑borrower is required for loan amounts from EUR 20,000 to EUR 30,000.
Compare and choose
| Interest rate per year | Financing | Down payment | Loan amount | Loan repayment period | Asset valuation | Pledge | Disbursement of money | |
|---|---|---|---|---|---|---|---|---|
| Housing loan for land acquisition with a down payment of 35 %* | From 2.5 %+6‑month Euribor | Up to 65 % of the value of the land | From 35 % | From EUR 10,000 to EUR 50,000 | Up to 7 years | For the land | Plot of land | To the seller’s account after the registration of property rights. |
| Idea loan for the purchase of land by pledging an existing property** | From 2.5 %+6‑month Euribor | Up to 70 % of your real estate market value | - | From EUR 10,000 | Up to 20 years | For the pledged object | Existing real estate | To the customer’s account |
| Loan for the purchase of land without real estate collateral up to EUR 30,000*** | From 9 % | Up to 100 % | - | From EUR 2,000 to EUR 30,000 | Up to 7 years | - | - | To the seller’s account after the registration of property rights. |
Additional conditions:
*Access to the land must be legally guaranteed, and electricity must be connected before the disbursement of money. It will be possible to build a house on a plot of land.
**The plot of land to be acquired is not evaluated: no appraisal is required, and the possibility of building a house, the electricity connection, etc., is not assessed before signing the agreement.
***Land ownership must be registered in the customer’s name within 90 days of signing the agreement. The plot of land to be acquired is not evaluated: no asset valuation is required, and the possibility of building a house, the electricity connection, etc. are not assessed before signing the agreement. A co‑borrower is required for loan amounts from EUR 20,000 to EUR 30,000.
*Access to the land must be legally guaranteed, and electricity must be connected before the disbursement of money. It will be possible to build a house on a plot of land.
**The plot of land to be acquired is not evaluated: no appraisal is required, and the possibility of building a house, the electricity connection, etc., is not assessed before signing the agreement.
***Land ownership must be registered in the customer’s name within 90 days of signing the agreement. The plot of land to be acquired is not evaluated: no asset valuation is required, and the possibility of building a house, the electricity connection, etc. are not assessed before signing the agreement. A co‑borrower is required for loan amounts from EUR 20,000 to EUR 30,000.
Important: Pledged collateral must be insured. Notary fees, real estate evaluation, and insurance costs are not known to the bank and therefore are not included in the annual percentage rate of charge. Your loan is guaranteed against your home. Your home may be repossessed if you do not keep up with repayments.
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