It is a convenient and fast way to connect and confirm payments in one's internet bank, access e-services and sign documentation.

Why choose Smart‑ID?

  • Easy to use – only two PIN codes are needed. The one for login and the other for confirming operations. You will be the only one, who will know them. Do not disclose them to anyone! The bank will never ask you to disclose them
  • Only smartphone and internet connection is needed
  • Download and use is free of charge

Types of Smart-ID

  • Smart-ID Basic you can use to perform operations in internet banks.
  • Smart-ID Qualified Electronic Signature (QES) intended not only to make using of the internet bank more convenient, but also can be used as your electronic signature, when you sign agreements and confirm requests with other enterprises too.

Smart-ID app's biometric identification

If you are a user of a Smart-ID Basic account, but would like to have at your disposal a yet wider array of possibilities, use the Smart-ID remote registration method (biometric identification) and transform Smart-ID Basic into Smart-ID Qualified Electronic Signature account within a couple of minutes. Watch the video on how to accomplish it already today easy and fast.
Use this method also, if you need to restore your Smart-ID account, when its validity terms have ended or the phone needs to be changed and Smart-ID must be installed onto another phone.

Security comes first

  • Please confirm login in internet bank and payment only if you have initiated this action yourself in the internet bank or mobile bank.
  • Always check if the safety code that appears in your internet bank or mobile bank matches the code you see in your Smart-ID App.
  • Be careful and pay attention to every safety code you confirm!

How to get a Smart-ID account?

How to log in to Luminor Internet or mobile bank by Smart ID?

Internet bank and mobile bank authentication tools


  • Simple and secure way to authenticate yourself online 
  • You can use it with your Internet Bank and Mobile Bank
  • Free of charge
  • More information about Smart‑ID can be found here.

Code generator

  • Secure way to log into your Internet Bank and Mobile Bank
  • Price – according to the price list


  • Tool to log in to the internet banking, confirm bank transfers or filed applications, sign electronic documents and confirm your identity at companies providing electronic and other services.
  • You can log in to your internet banking using the Mobile signature free of charge. However, your mobile service provider may apply fees for using Mobile signature service.

How to create Smart‑ID account?

Download Smart‑ID app from Google Play, App Store or Huawei AppGallery

Register. Create your Smart‑ID account using the selected method of identification

Log in to Luminor Internet Bank or Mobile Bank and select the login method – Smart‑ID. Use one of the easiest, fastest and safest ways to authenticate yourself online


Preserve your present authentication methods. If you have lost your phone, you can restore your Smart-ID account easily using biometric identification.

Making banking delightfully easy