Consumer Loan

If you need the funds to make some bigger purchase, choose well considered borrowing – Luminor consumer loan.

Appreciate the benefits

For purchases from 500 EUR
Remote agreement
No down payment or property pledge

Representative example for consumption needs

Loan amount	Loan maturity	Annual fixed interest rate	Agreement fee	Minimum monthly bank service fee	Total amount payable	Monthly instalment	Annual Percentage Rate
6000 EUR	5 years	12 %	0 EUR	1 EUR	8068.20 EUR	133.47 EUR	13.46 %

The offer is valid from 2019 10 01 till 2019 11 17

Learn more about other consumer loan types

For car purchase

From 2000 up to 20 000 EUR
Interest rate from 9 %
Receive funds and register the vehicle in 30 days

For home renovation

From 2000 up to 20 000 EUR
Interest rate from 9 %
Loan amount must not be higher than the total amount of pledged collateral in the registry center

Apply for loan

Consumer loan calculator

Calculate provisional monthly loan payment
and the maximum loan amount which you can borrow

Calculate monthly payment
Check borrowing power

Additional info

On the right side of these parameters a link “Find out more” should be presented. When pressing on this link an additional info should slide out explaining to the customer how the “Contract fee” and “Annual percentage rate” is calculated.

Representative example for car purchase

Loan amount	Loan maturity	Annual fixed interest rate	Agreement fee	Minimum monthly bank service fee	Total amount payable	Monthly instalment	Annual Percentage Rate
6000 EUR	5 years	11 %	90 EUR	1 EUR	7977 EUR	130,45 EUR	12,68 %

Representative example for home renovation

Loan amount	Loan maturity	Annual fixed interest rate	Agreement fee	Minimum monthly bank service fee	Total amount payable	Monthly instalment	Annual Percentage Rate
6000 EUR	5 years	11 %	90 EUR	1 EUR	7977 EUR	130,45 EUR	12,68 %

Calculate

Our calculator will help you evaluate what you can afford

Complete the application

Fill out the application

Wait for our answer

We will let you know as soon as possible if you can have the loan and in which amount

Sign the agreement

Sign the consumer loan agreement via Internet

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Choice is yours

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