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Special offer for consumer loan

Realize your winter plans!

Realize your winter plans!

Special offer for consumer loan

 

  • Interest rate from 7.9 %
  • Special offer valid for applications summitted from 2022 01 04 till 2022 02 28
Apply for a loan
See what I can afford

A consumer loan that puts your needs first

If you need the funds to make some bigger purchase, choose well considered borrowing – Luminor consumer loan.

Representative example: if loan amount is EUR 7,000, fixed annual interest rate 9 %, loan term 48 months, agreement fee EUR 105, monthly account commission fee EUR 1, then monthly payment is EUR 174.20, total repayment amount – EUR 8,514.60, annual percentage rate of charge (APR) – 10.58 %.

Consumer credit calculator New

Consumer Loan Calculator

Eur
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A period during which you would like to repay the loan.Tap to close

months

Your estimated monthly payment:

EUR
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Your monthly loan payment consisting of principal and interest paymentTap to close

How is my loan calculated?

Loan amount
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Total interest paid
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Total sum of interest payments paid during the loan period and calculated based on the annual interest rate.Tap to close

EUR
Agreement fee
EUR
Service fee
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Total payment sum
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Total payment sum means the loan amount and the total cost of the loan (all the costs, including interest, fees and other costs)Tap to close

EUR
Annual interest rate (fixed)
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Annual percentage rate
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Annual percentage rate shows the total cost of the loan, expressed as an annual percentage of the total amount of the loan. The calculation takes into account all known costs, including interest costs, fees and other costs related to the loan, which you need to pay. Annual percentage rate allows you to objectively compare different loan offers.Tap to close

%
The displayed result is informative and based on the approximate calculation.

Information from previous tab is used for calculations. You can switch back and make changes if necessary.

This loan is for
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Your salary or other monthly income (pension, social benefits, grants, property income) received on the bank account. If you apply loan with a co-borrower or guarantor, please add your total income to the calculator.Tap to close

Eur
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The sum of your monthly loan payments, including home loan, leasing, consumer loan etc. Do not include your daily living expenses here. Tap to close

Eur
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Total remaining loan amount of your existing liabilities (mortgage, leasing, consumer loans and others) Tap to close

Eur
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Number of children under 18 years or adults under legal custody in your household. Tap to close

Your maximum credit amount:: EUR

Maximum monthly credit payment:: EUR

The displayed result is informative and based on the approximate calculation.

Your maximum loan amount:
EUR
?

Maximum possible loan amountTap to close

Maximum monthly loan payment: EUR

Apply now Change
The displayed result is informative and based on the approximate calculation.

Additional info

Get money for your needs easy and quickly

Fill in the application online

Receive loan offer via call and get guidance through next steps

Sign the consumer loan agreement remotely

Receive funds to your account after the agreement has been signed

Apply for a loan

Requirements to apply

  • You are over 18 years of age
  • You have a regular monthly income of at least EUR 350
  • You have a combined monthly income of at least EUR 700 if you apply with co‑borrower and you don’t have any dependents

Documents

  • Consumer loan application
  • Your (and your co‑borrower) ID or passport
  • We’ll inform you if we need any additional documents

Check out the special offers from Luminor partners

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See our other products

Real Estate Purchase Or Repair Loan

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Car Loan

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Car Leasing

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