Car Loan

Get on the road with Luminor

Get on the road with Luminor

  • Give your life more freedom – use a Consumer loan to purchase a new ot used car or motorcycle
  • Fast, digital, and all remote application process
  • No down payment

A car loan that puts your needs first 

With us – it's easy. Let's buy your new or used car or motorbike now.

  • Interest rate from 7.9 %
  • Consumer loan from EUR 2 000 to EUR 20 000
  • Loan agreement fee – 1.5 % of the loan amount, not less than EUR 60
  • You can conclude an agreement remotely
  • No down payment
  • Casco insurance is optional
  • The vehicle does not need to be pledged or registered in the name of the bank
  • We will offer insurance – in case of an accident the loan will not become a burden
Representative example: if the loan amount is EUR 7,000, the fixed annual interest rate is 10 %, the loan term is 72 months, the agreement fee is EUR 105, the monthly account commission fee is EUR 1.30, then the monthly payment is EUR 129.68, total repayment amount – EUR 9,535.56, the annual percentage rate of charge (APR) – 11.49 %.

The path to get your loan

Fill in the application online

Receive loan offer via call and get guidance through the next steps

Sign the car loan agreement remotely

Receive funds to your account and buy your vehicle of choice

Register your vehicle within 60 days after entering into the agreement

Requirements to apply

  • You are over 18 years of age
  • You have a regular monthly income of at least EUR 450
  • You have a combined monthly income of at least EUR 880 if you apply with a co-borrower and you don’t have any dependents


  • Loan application
  • Your (and your co-borrower) ID or passport
  • We’ll inform you if we need any additional documents

Check out the special offers from Luminor partners

Apply, sign and get your car loan remotely

Choose the right solution for you

  Car loan Leasing
Down payment Not needed Starting from 10 %
Loan amount From EUR 2000 to EUR 20000 From EUR 8000
Used car valuation - Mandatory
Interest rate Starting from 9 % Starting from 2.29 % + 3‑month Euribor
Car age limit - Not older than 13 years at the end of the lease
KASKO insurance - Mandatory
Ownership On customers name On Luminor Lizingas name

See our other products

Car Leasing

Learn more

Consumer Loan

Learn more

Real Estate Purchase Or Repair Loan

Learn more