Car Loan

A car loan that puts your needs first

A car loan that puts your needs first

  • Special interest rate from 7.5 % to 9 %
  • Borrow up to 20 000 EUR
  • No down payment needed
  • Repayment period – up to 7 years
Representative example

Loan amount Loan maturity Annual fixed interest rate Agreement fee Minimum monthly bank service fee Total amount payable Monthly instalment Annual Percentage Rate
EUR 9,000 84 months 8 % EUR 300 EUR 1 EUR 12,227.52 EUR 140.28 9.94 %

The path to get your loan

Fill in the application online

Receive loan offer via call and get guidance through the next steps

Sign the car loan agreement remotely

Receive funds to your account and buy your vehicle of choice

Register your vehicle within 60 days after entering into the agreement

Requirements to apply

  • You are over 18 years of age
  • You have a regular monthly income of at least EUR 315
  • You have combined monthly income of at least EUR 630 if you apply with co-borrower and you don’t have any dependents


  • Loan application
  • Your (and your co-borrower) ID or passport
  • We’ll inform you if we need any additional documents

Useful links

How to borrow responsibly
Rules on Consumer Loan Granting in Lithuanian

Apply, sign and get your car loan remotely

Choose the right solution for you

  Car loan Leasing
Down payment Not needed Starting from 10%
Loan amount From EUR 2000 to EUR 20000 From EUR 8000
Used car valuation - Mandatory
Interest rate Starting from 9% Starting from 1.89% 
Car age limit - Not older than 13 years at the end of the lease
KASKO insurance - Mandatory
Ownership On customers name On Luminor Lizingas name

See our other products

Car Leasing

Learn more

Consumer Loan

Learn more

Real Estate Purchase Or Repair Loan

Learn more