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Car Loan

A car loan that puts your needs first

A car loan that puts your needs first
  • Special interest rate from 7.5 % to 9 %
  • Borrow up to 20 000 EUR
  • No down payment needed
  • Repayment period – up to 7 years
Apply for a loan now
See what I can afford

Car loan

With us – it's easy to get on the road. Let's buy your new or used car or motorbike.

Offer is valid from 2021 09 30 till 2021 11 21.

Consumer credit calculator New

Car Loan Calculator

Loan type
Eur
?

A period during which you would like to repay the loan.Tap to close

months

Your estimated monthly payment:

EUR
?

Your monthly loan payment consisting of principal and interest paymentTap to close

How is my loan calculated?

Loan amount
EUR
Total interest paid
?

Total sum of interest payments paid during the loan period and calculated based on the annual interest rate.Tap to close

EUR
Agreement fee
EUR
Service fee
EUR
Total payment sum
?

Total payment sum means the loan amount and the total cost of the loan (all the costs, including interest, fees and other costs)Tap to close

EUR
Annual interest rate (fixed)
%
Annual percentage rate
?

Annual percentage rate shows the total cost of the loan, expressed as an annual percentage of the total amount of the loan. The calculation takes into account all known costs, including interest costs, fees and other costs related to the loan, which you need to pay. Annual percentage rate allows you to objectively compare different loan offers.Tap to close

%
The displayed result is informative and based on the approximate calculation.

Information from previous tab is used for calculations. You can switch back and make changes if necessary.

This loan is for
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Your salary or other monthly income (pension, social benefits, grants, property income) received on the bank account. If you apply loan with a co-borrower or guarantor, please add your total income to the calculator.Tap to close

Eur
?

The sum of your monthly loan payments, including home loan, leasing, consumer loan etc. Do not include your daily living expenses here. Tap to close

Eur
?

Total remaining loan amount of your existing liabilities (mortgage, leasing, consumer loans and others) Tap to close

Eur
?

Number of children under 18 years or adults under legal custody in your household. Tap to close

Your maximum credit amount:: EUR

Maximum monthly credit payment:: EUR

The displayed result is informative and based on the approximate calculation.

Your maximum loan amount:
EUR
?

Maximum possible loan amountTap to close

Maximum monthly loan payment: EUR

Apply now Change
The displayed result is informative and based on the approximate calculation.

Additional info

Representative example

Loan amount Loan maturity Annual fixed interest rate Agreement fee Minimum monthly bank service fee Total amount payable Monthly instalment Annual Percentage Rate
EUR 9,000 84 months 8 % EUR 300 EUR 1 EUR 12,227.52 EUR 140.28 9.94 %

The path to get your loan

Fill in the application online

Receive loan offer via call and get guidance through the next steps

Sign the car loan agreement remotely

Receive funds to your account and buy your vehicle of choice

Register your vehicle within 60 days after entering into the agreement

Apply for a loan

Requirements to apply

  • You are over 18 years of age
  • You have a regular monthly income of at least EUR 315
  • You have combined monthly income of at least EUR 630 if you apply with co-borrower and you don’t have any dependents

Documents

  • Loan application
  • Your (and your co-borrower) ID or passport
  • We’ll inform you if we need any additional documents

Useful links

Pricelist
Conditions
How to borrow responsibly
Rules on Consumer Loan Granting in Lithuanian

Apply, sign and get your car loan remotely

Apply for a loan

Choose the right solution for you

  Car loan Leasing
Down payment Not needed Starting from 10%
Loan amount From EUR 2000 to EUR 20000 From EUR 8000
Used car valuation - Mandatory
Interest rate Starting from 9% Starting from 1.89% 
Car age limit - Not older than 13 years at the end of the lease
KASKO insurance - Mandatory
Ownership On customers name On Luminor Lizingas name

See our other products

Car Leasing

 Learn more

Consumer Loan

 Learn more

Real Estate Purchase Or Repair Loan

 Learn more