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Get on the road with Luminor

Get on the road with Luminor
  • Give your life more freedom – use a Consumer loan to purchase a new ot used car or motorcycle
  • Fast, digital, and all remote application process
  • No down payment
Apply for a loan
See what I can afford

A car loan that puts your needs first 

With us – it's easy. Let's buy your new or used car or motorbike now.

  • Interest rate from 8.5 %
  • Consumer loan from EUR 2 000 to EUR 20 000
  • You can conclude an agreement remotely
  • No down payment
  • Casco insurance is optional
  • The vehicle does not need to be pledged or registered in the name of the bank
  • We will offer insurance – in case of an accident the loan will not become a burden
Representative example: if loan amount is EUR 9,000, fixed annual interest rate 8.60 %, loan term 84 months, agreement fee EUR 135, monthly account commission fee EUR 1.30, then monthly payment is EUR 144.35, total repayment amount – EUR 12,369.60, annual percentage rate of charge (APR) – 10.11 %.

Consumer credit calculator New

Car Loan Calculator

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A period during which you would like to repay the loan.Tap to close

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Your estimated monthly payment:

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Your monthly loan payment consisting of principal and interest paymentTap to close

Representative example:

Loan amount
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Total interest paid
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Total sum of interest payments paid during the loan period and calculated based on the annual interest rate.Tap to close

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Agreement fee
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Service fee
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Total payment sum
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Total payment sum means the loan amount and the total cost of the loan (all the costs, including interest, fees and other costs)Tap to close

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Annual interest rate (fixed)
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Annual percentage rate
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Annual percentage rate shows the total cost of the loan, expressed as an annual percentage of the total amount of the loan. The calculation takes into account all known costs, including interest costs, fees and other costs related to the loan, which you need to pay. Annual percentage rate allows you to objectively compare different loan offers.Tap to close

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The displayed result is informative and based on the approximate calculation.

Information from previous tab is used for calculations. You can switch back and make changes if necessary.

This loan is for
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Your salary or other monthly income (pension, social benefits, grants, property income) received on the bank account. If you apply loan with a co-borrower or guarantor, please add your total income to the calculator.Tap to close

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The sum of your monthly loan payments, including home loan, leasing, consumer loan etc. Do not include your daily living expenses here. Tap to close

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Total remaining loan amount of your existing liabilities (mortgage, leasing, consumer loans and others) Tap to close

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Number of children under 18 years or adults under legal custody in your household. Tap to close

Your maximum credit amount:: EUR

Maximum monthly credit payment:: EUR

The displayed result is informative and based on the approximate calculation.

Your maximum loan amount:
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Maximum possible loan amountTap to close

Maximum monthly loan payment: EUR

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The displayed result is informative and based on the approximate calculation.

Additional info

The path to get your loan

Fill in the application online

Receive loan offer via call and get guidance through the next steps

Sign the car loan agreement remotely

Receive funds to your account and buy your vehicle of choice

Register your vehicle within 60 days after entering into the agreement

Apply for a loan

Requirements to apply

  • You are over 18 years of age
  • You have a regular monthly income of at least EUR 450
  • You have a combined monthly income of at least EUR 880 if you apply with a co-borrower and you don’t have any dependents

Documents

  • Loan application
  • Your (and your co-borrower) ID or passport
  • We’ll inform you if we need any additional documents

Check out the special offers from Luminor partners

Learn more

Useful links

Apply, sign and get your car loan remotely

Apply for a loan

Choose the right solution for you

  Car loan Leasing
Down payment Not needed Starting from 10%
Loan amount From EUR 2000 to EUR 20000 From EUR 8000
Used car valuation - Mandatory
Interest rate Starting from 9% Starting from 1.89% 
Car age limit - Not older than 13 years at the end of the lease
KASKO insurance - Mandatory
Ownership On customers name On Luminor Lizingas name

See our other products

Car Leasing

 Learn more

Consumer Loan

 Learn more

Real Estate Purchase Or Repair Loan

 Learn more