Savings Deposit

Do not think about saving – just save. With our accumulative deposit, save for a large purchase or secure future without much effort.

Why choose a accumulative deposit?

How to open a accumulative deposit?


Start saving now

Sign a accumulative deposit agreement via:


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Don not forget your personal documents!

  • If you visit us in a Customer service center, please book an appointment in advance by calling +370 5 239 3444
  • Please have an ID card or passport with you

Useful links

Luminor Accumulative Deposit Terms and Conditions
Deposit and Investment Insurance
General Rules on the Provision of Services

You might also be interested in: My Saving Goals, Term deposit, Luminor supplementary pension

Saving for the future or a special purchase is easy

Deposits are secured by the Estonian Guarantee Fund company “Tagatisfond” in accordance with the terms and conditions of the Republic of Estonia’s law on deposit insurance and insurance of liabilities to investors.

Detailed information on deposit insurance terms and conditions and the cases in which deposits are not covered and the payout limits apply to them is available on the website of the Estonian Guarantee Fund company “Tagatisfond” Deposit and Investment Insurance

Terms of the Insurance

Currency risk alert: if a term deposit is held in US dollars, Norwegian kroner or GB pounds, due to fluctuations of currency exchange rates you may incur a loss.