Luminor term deposit

Make your money work towards your goals with Luminor

Make your money work towards your goals with Luminor

  • Term deposit with guaranteed returns
  • Safe way to grow your money – we offer market‑leading rates

Acting smarter and making good habits keeps your goals closer

  • Term deposit is when you put money for a fixed term in a separate account and receive guaranteed returns with a fixed interest rate
  • Easy to open in internet or mobile bank
  • You can have multiple term deposits parallelly with different starting dates, lengths, and currencies
  • Personal income taxes are deducted automatically
  • Option to prolong it automatically
  • Opening a term deposit in EUR, USD, NOK, and GBP is free of charge

View interest rates

Open in internet bank

Keep your goals in mind

  • If you are saving for something, then a term deposit can help you grow your money
  • Consultations with our saving consultants are free of charge – trust your money with Luminor
  • Is term deposit one of the tools you already use? Compare your existing wealth management solution with our Private Banking offering

Apply for a consultation

Deposits up to the value of EUR 100,000 are secured by the Estonian Guarantee Fund company “Tagatisfond” in accordance with the applicable laws of the Republic of Estonia on deposit insurance and insurance of investor liabilities. More information on deposit insurance terms and conditions, also exceptions can be found here.
Visit our FAQ for more information on the deposit insurance terms and conditions, including the coverage and payout limits.
Term deposits in USD, NOK, and GBP are subject to risk due to currency rate fluctuations.

Even more ways to make your money work

Convert your savings into investments

Learn more

Invest in the future of your children

Learn more

More freedom with Luminor Black

Learn more

Luminor Private Banking – designed for you

Learn more