Do not let your money laze in the piggy bank. Make it work for you in our bank – choose a term deposit. Start saving via the internet bank and get higher interest.

Why is it worth to choose a term deposit?

How to open a term deposit?


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Sign a term deposit agreement via: 


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Do not forget your personal documents!

  • If you visit us in a branch, please have an ID card or passport with you

Useful links

Interest rates
Deposit and Investment Insurance
Luminor deposit conditions
General Rules on the Provision of Services

You might also be interested in: My Saving Goals, Savings deposit, Luminor supplementary pension

Deposits are secured by the Estonian Guarantee Fund company “Tagatisfond” in accordance with the terms and conditions of the Republic of Estonia’s law on deposit insurance and insurance of liabilities to investors.

Detailed information on deposit insurance terms and conditions and the cases in which deposits are not covered and the payout limits apply to them is available on the website of the Estonian Guarantee Fund company “Tagatisfond” Deposit and Investment Insurance

Terms of the Insurance

Currency risk alert: if a term deposit is held in US dollars, Norwegian kroner or GB pounds, due to fluctuations of currency exchange rates you may incur a loss.