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Car leasing

Car leasing

Your own car gives more freedom in your life. We’ll help you get the one you are dreaming about.

Questions and answers about Luminor loan products:

Why should you choose our leasing?

Car leasing conditions

If you buy a new car:   

If you buy a used car:

Private leasing calculator

Leasing type
Eur
Eur
%
month
?

Provisional yearly interest rate which you will have to pay to the bank. You will be informed about the exact interest rate after submitting the from.Tap to close

%
Eur
%

Monthly payment: EUR

Contract fee: EUR

The displayed result is informative and based on approximate calculation.

Representative example. Assuming that consumer purchases a car for EUR 20 000, financial lease period is 5 years (60 months), down payment is EUR 4 000, i.e. 20%, commission fee for agreement preparation is EUR 150 and leasing interest rate is 3% + 3 month EURIBOR, the total payment amount is EUR 17 400, the annual percentage rate is 3.43%, monthly payment is EUR 287.50. The example is informative.

Leasing service is provided by Luminor Lizingas UAB.

Additional info

Payment schedule table

Payment No.Unpaid partValue of assets to coverInterest rate amountTotal monthly payment

Accepted insurance companies

Insurance companies accepted by Luminor across Baltics

Luminor across Baltics accepts insurance contracts issued by following companies and their branch offices:

  • Lietuvos draudimas AB (incl. PZU Kindlustus as AB “Lietuvos draudimas “Eesti filial)
  • AAS BALTA
  • If P&C Insurance AS
  • ERGO Insurance SE
  • Seesam Insurance AS
  • ADB Gjensidige
  • Compensa Vienna Insurance Group ADB
  • AAS BTA Baltic Insurance Company
  • Swedbank P&C Insurance AS

Insurance companies accepted by Luminor with conditions

Following insurance companies are accepted with conditions:

Insurance company Location/market Accepted insurance lines Max value limit (incl. VAT) for object
SALVA Estonia only All No limit
BAN Latvia only All 100 000 EUR
BALCIA Lithuania only MOD1 No limit 
1MOD/ KASKO/ CASCO

It is easy to get a car!

1

Choose a car

Use the leasing calculator to find out your monthly installment amount

2

Fill out an application

Fill out the application on-line

3

Sign an agreement

Once you receive our reply, visit us or the car showroom to sign the agreement. We can also offer CASCO for you at the request

4

Enjoy your new car ride!

Make your down-payment and up-front fee payment and the car is yours. Good journey!

Do not forget the documents

  • Filled-out leasing application
  • Car dealer’s offer
  • Passport or personal identity card. If you are married, bring your spouse with you
  • If other documents are required, we will let you know

Useful links 

General Conditions of Hire Purchase Agreement
Former versions of General Conditions of Hire Purchase Agreement
Pricelist
Car dealers
Insurance requirements
FAQ
Calculator
Application
Document forms
Procedure to Receive and Examine Complaints/Responses

Get your own car

Apply

Similar products: Car loan

Choose the right solution for you

  Car loan Leasing
Down payment Not needed Starting from 10%
Loan amount From EUR 2000 to EUR 20000 From EUR 8000
Used car valuation - Mandatory
Interest rate Starting from 9% Starting from 2.39% 
Car age limit - Not older than 13 years at the end of the lease
KASKO insurance - Mandatory
Ownership On customers name On Luminor Lizingas name