First things first – read through the terms and conditions to make your leasing as smooth as possible:

• Choose the most suitable channel for receiving your lease invoices
• Check what authorization documents you may have to seek from Luminor Lizingas UAB
• Find out how to make necessary amendments to your lease agreement

• If you wish to receive your lease invoices electronically (online), you need to fill in, sign and submit a request for an Epay agreement. After you sign your Epay agreement, we will email you the login details to the Epay system. Please note that you’ll need to initiate payments yourself. We issue e-invoices free of charge. 
• If you don’t select the online invoicing option, your invoices will be sent to you by post. As we are going green, by encouraging our clients to choose paperless invoicing, we charge for issuing paper invoices. The fee for sending invoices by post is indicated in the Price List. 

Since we issue paper invoices for a charge, we advise you to choose online invoicing (via Epay system) and set up an automatic e-invoice payment. For paperless invoicing, you’ll need to:

• Sign your Epay agreement
• Fill in the "Request for e-invoice" in your internet bank, indicating:
  Account number – the account from which the lease payments will be made
  Service provider – Luminor Lizingas UAB (reg. code 111667277)
  Customer's code – the number of your leasing agreement
• Fill in and sign the "Automatic payment" of the e-invoice, indicating:
  Account number – the account from which the lease payments will be made
  Service provider – Luminor Lizingas UAB (reg. code 111667277)
  Customer's code – the number of your leasing agreement

Important! You’ll need to initiate your first lease payment yourself; the following payments will be deducted automatically. 
If you require any further information, please send an e-mail to [email protected] or call our customer service helpline at +370 5 239 3444. 

To change your vehicle data in the Register of Road Vehicles at Joint stock company "Regitra", make improvements to your vehicle or perform other actions, you’ll need the lessor’s authorization. To receive Luminor Lizingas UAB authorization, please contact us at [email protected].

• You don’t need to obtain our authorization for driving your leased vehicle in Lithuania and other EU countries.
• When it comes to traveling outside the EU and the Schengen area countries, remember that your leased vehicle is technically legally owned by Luminor Lizingas UAB, which means that you’ll need to get our authorization. Please contact us at [email protected] and we’ll be happy to help you. Also, make sure to check if your CASCO insurance is valid in the countries, you’ll be driving in.
• The fee for issuing authorization documents is indicated in our Price List.

Please note that Luminor does not issue a permit for the purpose of taking vehicles to Russia, Belarus, and Ukraine.

• If you would like to terminate your lease agreement early, please send us your request to [email protected]
• In case you make a full early repayment of the financial leasing, a proportional part of the leasing execution fee will be automatically returned to your account for the period the leasing was not used
• Upon receiving your request, we will email you the vehicle buyout invoice
• Once you have paid the buyout price of the vehicle, we will send you the agreement termination documents (including the deed of transfer of ownership), so that you can initiate the change of ownership in the Register of Road Vehicles

Important information! 

After paying off your lease and before registering the vehicle in your name, you’ll need to declare a change of ownership in the Register of Road Vehicles. This must be done within 5 days from the day of issuing the deed of transfer of ownership to you. Then, we, in our turn, will declare the change of ownership within 5 days after you have provided the required data.

If the vehicle is intended to participate in public traffic, it must be registered within 10 calendar days after the declaration of the change of ownership. Otherwise, it will be automatically deregistered.

If you don’t want to use the leased vehicle any longer, we advise you to find a new user for it and terminate the lease agreement.

• Submit a request to terminate your lease agreement early
• We’ll ask a new user of the vehicle to fill in a lease application

If the lease is taken over by a private person, we’ll ask them to submit the following in addition to the lease application

• A passport or personal identity card
• If any other documents are required, we will let you know

If the lease is taken over by a legal entity, we’ll ask them to submit the following in addition to the lease application

• Balance sheets and profit and loss statements (not older than six months)
•  A copy of the ID of the person signing the agreement (and the Power of Attorney if the agreement will be signed by the authorized person acting on the basis of Power of Attorney issued by the legal entity)