Luminor ateitis 58+
It is a voluntary pension fund whose total assets are invested exclusively in investment‑grade euro government and corporate bonds, developing countries governments and non‑investment‑grade corporates bonds or bond funds. It is designed for participants who want to maximise the value of their assets, but with potentially lower yields. For those over 58 years of age.
Pension Fund Depository – Luminor Bank AS, legal entity code 11315936, registration address Liivalaia tn 45, Tallinn 10145, Republic of Estonia, acting through the Lithuanian branch of Luminor Bank AS, legal entity code 304870069, registered office address Konstitucijos ave. 21A, 08105, Vilnius, Republic of Lithuania.
As of 2025-06-01:
Less risky asset indexes were adjusted to optimise expected return and risk characteristics for pension fund participants.
The benchmark less risky assets (debt securities):
- 20,0% Bloomberg Euro Aggregate Treasury Total Return Value Unhedged EUR Index,
- 50,0% Bloomberg Euro Aggregate Corporate Total Return Value Unhedged EUR Index,
- 12,5% Bloomberg EM USD Sov + Quasi-Sov Total Value Return Hedged EUR Index,
- 17,5% Bloomberg Liquidity Screened Euro High Yield Bond Total Return Value Unhedged EUR Index.
From 2023-04-01 to 2025-05-31:
The share of less risky assets was expanded to include government, corporate, emerging markets and high-yield corporate debt in order to increase fund diversification and yield.
The benchmark consists of a basket of less risky assets (debt securities):
- 30,0 % Bloomberg Series-E Euro Govt 3-5 Yr Bond index
- 40,0 % Bloomberg Euro-Aggregate Corporate Total Return Value Unhedged EUR index
- 20,0 % Bloomberg EM USD Sov + Quasi-Sov Total Return Value Hedged EUR index
- 10,0 % Bloomberg Liquidity Screened Euro High Yield Bond Total Return Value Unhedged EUR index.
From 2017-06-01 to 2023-03-31
The expired EFFAS Bond Indices Euro Govt 3-5 Yr index has been changed to Bloomberg Barclays Series-E Euro Govt 3-5 Yr Bond Index
The benchmark consisted of a basket of less risky assets (debt securities):
- 100% Bloomberg Barclays Series-E Euro Govt 3-5 Yr Bond Index.
From 2013-10-07 to 2017-05-31
The benchmark consisted of a basket of less risky assets (debt securities):
- 100 % EFFAS Bond Indices Euro Govt 3-5 Yr Index.
