Idea Loan Calculator
A period during which you would like to repay the loan. The maximum possible home loan period may be 30 years, while the borrower must not be over 67 by the end of the loan term.Tap to close
Your estimated monthly payment:
Your monthly loan payment consisting of principal and interest paymentTap to close
Representative example:
Total sum of interest payments paid during the loan period and calculated based on the annual interest rate.Tap to close
The account maintenance fee is EUR 1.30 per monthTap to close
Land registry state fee payable to the state for mortgage registrationTap to close
Total payment sum means the loan amount and the total cost of the loan (all the costs, including interest, fees and other costs which you are required to pay in connection with the loan agreement and which are known to the creditor, except for notarial costs, insurance, property valuation fee, registration fees for the transfer of ownership of the immovable property and any charges for non-compliance with the loan agreement)Tap to close
A current variable 6-month Euribor rate is used in the calculation. The fixed part of the rate is indicated for information only and may vary from case to case. Tap to close
The calculation uses a fixed interest rate of 4.50 % per annum with a fixed interest for 5 years.Tap to close
Annual percentage rate shows the total cost of the loan, expressed as an annual percentage of the total amount of the loan. The calculation takes into account all known costs, including interest costs, fees and other costs related to the loan, which you need to pay. Annual percentage rate allows you to objectively compare different loan offersTap to close
Important: Pledged collateral must be insured. Notary fees, real estate evaluation and insurance costs are not known to the bank and therefore are not included in the annual percentage rate of charge. Your loan is guaranteed against your home. Your home may be repossessed if you do not keep up with repayments. If a credit agreement is concluded in foreign currency, i.e. a credit is granted to a customer in a currency other than their income or the assets from which the credit is to be repaid, or in a currency other than that of the customer’s state of residence (the EU Member State), the change of the foreign currency compared to euro may significantly increase the amount of the credit and monthly payments.
Your salary or other monthly income (pension, social benefits, grants, property income) received on the bank account. If you apply loan with a co-borrower or guarantor, please add your total income to the calculator.Tap to close
The sum of your monthly loan payments, including home loan, leasing, consumer loan etc. Do not include your daily living expenses here. Tap to close
Total remaining loan amount of your existing liabilities (mortgage, leasing, consumer loans and others) Tap to close
Number of children under 18 years or adults under legal custody in your household. Tap to close
: EUR
The displayed result is informative and based on the approximate calculation.Tap to close
Maximum monthly loan payment: EUR
