*All applicable exceptions and precise list of non-insurable and non-compensable losses are provided in Luminor Black travel insurance terms and conditions.
Luminor Black card Travel insurance covers*:
Medical expenses up to EUR 300,000
| Service | Limit |
|---|---|
| Hospital daily allowance (per day) | EUR 20 per day |
| Dental expenses | EUR 500 |
| Medical aids | EUR 500 |
| Repatriation | Up to the Medical Expenses Risk Limit |
| Medical transport | Up to the Medical Expenses Risk Limit |
| Repatriation in case of death during the Trip in the Country of residence | EUR 5,000 |
| Telephone expenses | EUR 50 |
| Accident involving disability or death | EUR 50,000 |
| Accident during the trip in the country of residence with the occurrence of disability or death | EUR 10,000 |
Lost or damaged luggage insurance
| Service | Limit |
|---|---|
| Luggage delay 4 hours to 21 days | EUR 500 |
| Luggage loss or damage | EUR 1,000 |
| Luggage theft | EUR 1,000 |
Flight delay, trip cancelation or missed arrival
| Service | Limit |
|---|---|
| Flight delay or cancelation | EUR 500 |
| Trip cancelation or termination (unconditional deductible 15%) | EUR 1,000 |
| Travel delay and loss of connection insurance | EUR 1,000 |
Civil liability up to EUR 50,000
| Service | Limit |
|---|---|
| Legal aid | EUR 1,000 |
Rental car insurance
| Service | Limit |
|---|---|
| Rental car deductible insurance | EUR 500 |
