Safety+ service gives you piece of mind about everything related to your card:
And all of this for just EUR 0.79 a month
In case you card is stolen or lost, get the replaced card promptly, anywhere you are.*
Usual card protection does not insure customers against fraud in case of technically authorized and low-value transactions. With Safety+ service you will be compensated up to EUR 3,000 per year for fraudulent payments*, including:
Authorized fraudulent payments that have been confirmed with PIN code, Smart-ID, biometrically or with mobile signature
Unauthorized fraudulent payments of up to EUR 50 – contactless payments in POS terminals
* There are limitations and exceptions to certain risk coverage and indemnifiable losses, for example, Safety+ service insurance does not cover card transactions, authorized due to an illegal, fraudulent call or messages, fraudulent links in emails, messaging applications, social media platforms, websites or other forms of fraudulent cyber-attack. A complete information on exceptions and coverage restrictions is included in Safety + service insurance rules. Please read Safety + service insurance rules and, if needed, consult with representative of Luminor Bank AS.
Safety+ service rules
Insurance product information document
“My wallet was stolen, but I didn’t notice it right away. It took the thief 30 minutes to go around the shops and process 10 small transactions. Almost €500 was stolen. Luckily, I had Safety+ service enabled for the card and the bank refunded the stolen money within a few days.” Maria K.
“I made a purchase in a new online store, authorized it with Smart-ID and after some time realised that the site was actually fake. I never received the ordered goods. Fortunately, I had Safety+ service enabled and was refunded what I lost.” Anna E.
“I was visiting Thailand and lost my wallet. Thankfully, I had Safety+ service for my card. I got a replacement card sent by courier within a few days and could continue my trip. And it didn't cost me anything!” Martin R.
If you are ordering a new card, simply choose Safety+ as one of your add-ons or ask the consultant to enable it if you are in a call or at a branch. More about cards
If you already have a card, fill the application in Internet bank Applications → New application → Payment cards → Security service "Safety+" application or call us at +370 5 239 3444
Fill in the claim form here. After this, we will evaluate your claim and get back to you. In case you cannot fill in the online form, please reach us out.
Before making the claim
Make sure to block your card right after you notice any illegal activity. You can do this by calling us or under “Cards” section in Internet bank or app. Make sure to do it in 24 hours after the first fraudulent payment.
Fraudulent card payments are considered an illegal activity and, as such, before filing a claim with the bank, please reach out to your local police, file a claim for the funds stolen and provide us with a proof of that in the disputable transaction form.
For payment card replacement and delivery
Reach out to us via phone, Internet bank, e-mail, message or visit us at a branch. We will quickly replace your card and, if needed, send it to you by courier.