Reduce your home's energy consumption – install a ventilation system, heat pump, solar or wind power plant, solar batteries or parks. You can also purchase batteries for energy storage or electric vehicle charging equipment.

• Loan amounts from EUR 4,000 to EUR 30,000 for 12 to 60 months
• Annual fixed interest rate from 4.9 %
• Loan agreement fee – 1.5 % of the loan amount, not less than EUR 60
• The loan can be repaid before maturity without additional fees
• If you pay off your loan early and shorten the loan maturity, we will recalculate the paid loan agreement fee and will repay you the share that is due. Please note that the fee will be repaid once you have paid off your loan in full.
• No down payment required
• After applying for a consumer loan, cost estimation of a project or agreement with a vendor completing a home energy efficiency project should be provided. After signing the agreement with the bank, you commit to purchasing of home energy efficiency solution/solar panels. Bank can request to deliver a copy of the agreement in connection to the ESO in the case of Solar Panels
• Get back a part of your investments with APVA subsidy

Reduce your monthly energy costs – renovate your home by choosing energy-saving solutions: insulate your home walls, replace windows and doors, and perform other energy efficiency improvements.

Are you considering purchasing a small property – a summer house, a garden plot, a parking space, or a garage? Choose a Luminor consumer loan for property acquisition.

• Loan amounts from EUR 2,000 to EUR 30,000 for 12 to 120 months
• Annual fixed interest rate from 7.9 %.
• Loan agreement fee – 1.5 % of the loan amount, not less than EUR 60.
• You can conclude an agreement remotely.
• No down payment or pledge of property is required
• If you pay off your loan early and shorten the loan maturity, we will recalculate the paid loan agreement fee and will repay you the share that is due. Please note that the fee will be repaid once you have paid off your loan in full.