Useful links
- Pricelist
- Conditions
- How to borrow responsibly
- Rules on Consumer Loan Granting, effective from 2021 11 12, in Lithuanian
- Rules on Consumer Loan Granting (Archive)
New! Consumer Loan for improving home energy efficiency or installation of solar panels
Improve your home energy efficiency by installing air ventilation systems, heat pumps, and solar panels. Investing in these solutions not only contributes to a more sustainable future but also saves money.
- Fixed interest rate – 4.9 % per year*
- EUR 0 agreement fee*
- Loan amounts from EUR 4,000 to EUR 30,000
- Loan term from 12 up to 120 months
- Loan can be repaid before maturity without additional fees
- No down payment required
- After applying for a consumer loan, cost estimation of a project or agreement with a vendor completing a home energy efficiency project should be provided. After signing the agreement with the bank, you commit to purchasing of home energy efficiency solution/solar panels. Bank can request to deliver a copy of the agreement in connection to the ESO in the case of Solar Panels
- Get back a part of your investments with APVA subsidy
Representative example: if the loan amount is EUR 9,000, the fixed annual interest rate is 4.9 %, the loan term is 84 months, the agreement fee is EUR 0, the monthly account commission fee is EUR 1.30, then the monthly payment is EUR 126.78, total repayment amount – EUR 10,758.72, the annual percentage rate of charge (APR) – 5.33 %.
*Offer is valid until 2022 12 30
Real Estate Purchase Or Repair Loan
Take the opportunity and reduce your monthly expenses. Renovate your home by choosing energy-saving solutions - insulate the walls of the house, replace the windows and doors or perform other works that increase energy efficiency.
Choose a Luminor consumer loan if you need funds to purchase a summer house, a land plot for garden, a parking lot, a garage or for home repair.
- Interest rate from 7.9 %*
- EUR 0 agreement fee*
- Loan amounts from EUR 2,000 to EUR 30,000
- You can conclude an agreement remotely
- No down payment or pledge of property is required
*Offer valid until 2022 11 20
Representative example: if the loan amount is EUR 7,000, the fixed annual interest rate is 8.5 %, the loan term is 60 months, the agreement fee is EUR 0, the monthly account commission fee is EUR 1.30, then the monthly payment is EUR 143.62, total repayment amount – EUR 8,695.20, the annual percentage rate of charge (APR) – 9.26 %.
