Improve your home energy efficiency by installing air ventilation systems, heat pumps, and solar panels. Investing in these solutions not only contributes to a more sustainable future but also saves money. 

• Interest rate – 4.9 % per year
• Loan amounts from EUR 4,000 to EUR 30,000
• Loan agreement fee – 1 % of the loan amount, not less than EUR 60
• Loan term from 12 up to 120 months
• Loan can be repaid before maturity without additional fees
• No down payment required
• After applying for a consumer loan, cost estimation of a project or agreement with a vendor completing a home energy efficiency project should be provided. After signing the agreement with the bank, you commit to purchasing of home energy efficiency solution/solar panels. Bank can request to deliver a copy of the agreement in connection to the ESO in the case of Solar Panels
• Get back a part of your investments with APVA subsidy

Take the opportunity and reduce your monthly expenses. Renovate your home by choosing energy-saving solutions - insulate the walls of the house, replace the windows and doors or perform other works that increase energy efficiency.

Choose a Luminor consumer loan if you need funds to purchase a summer house, a land plot for the garden, a parking lot, a garage, or for home repair.

• Interest rate from 7.9 %*
• Loan agreement fee – 1 % of the loan amount, not less than EUR 60
• Loan amounts from EUR 2,000 to EUR 30,000
• You can conclude an agreement remotely
• No down payment or pledge of property is required