Real Estate Purchase Or Repair Loan

If you need funds for purchase of summer house, land plot for garden, parking lot, garage etc. or for home repair, choose a Luminor consumer loan for real estate purchase or repair.

Special offer is valid from April 6^thtill April 19^th2021.

Interest rate from 8 %
Agreement fee – EUR 0
Consumer loan from EUR 2000 to EUR 20 000
You can conclude an agreement remotely
No downpayment or pledge of property is required
Loan amount must not be higher than value of owned real estate in the Registry Centre

Consumer credit calculator New

Real Estate Purchase Or Repair Loan Calculator

Monthly payment
How much can you borrow?

Loan type

Consumption needs
Real estate purchase or repair
Car purchase

Loan amount*

Eur

Loan term*

month

Your estimated monthly payment:

EUR

How is my loan calculated?

Loan amount

EUR

Total interest paid

EUR

Agreement fee

EUR

Service fee

EUR

Total payment sum

EUR

Annual interest rate (fixed)

Annual percentage rate

How much you can borrow?

The displayed result is informative and based on the approximate calculation.

Information from previous tab is used for calculations. You can switch back and make changes if necessary.

This loan is for

Just me
Two of us

Monthly income after tax Eur

Monthly payment for existing liabilities Eur

Total liabilities Eur

Number of dependants

Your maximum credit amount:: EUR

Maximum monthly credit payment:: EUR

The displayed result is informative and based on the approximate calculation.

Your maximum loan amount:

EUR

Maximum monthly loan payment: EUR

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The displayed result is informative and based on the approximate calculation.

Additional info

Representative example

Special offer

Loan amount	Loan maturity	Annual fixed interest rate	Agreement fee	Minimum monthly bank service fee	Total amount payable	Monthly instalment	Annual Percentage Rate
EUR 10,000	84 months	9 %	EUR 0	EUR 1	EUR 13,598.76	EUR 160.89	9.59 %

Standard offer

Loan amount	Loan maturity	Annual fixed interest rate	Agreement fee	Minimum monthly bank service fee	Total amount payable	Monthly instalment	Annual Percentage Rate
EUR 10,000	84 months	11 %	EUR 150	EUR 1	EUR 14,616.48	EUR 171.22	12.33 %

The path to get your loan

Fill in the application online

Receive loan offer via call and get guidance through next steps

Sign the loan agreement remotely

Receive funds to your account and make your desired purchase

In case you purchased a real estate, register your property within 90 days after entering into the agreement

Apply for a loan

Requirements to apply

You are over 18 years of age
You have a regular monthly income of at least EUR 305
You have a combined monthly income of at least EUR 610 if you apply with co‑borrower and you don’t have any dependents

Documents

Consumer loan application
Your (and your co‑borrower) ID or passport
We’ll inform you if we need any additional documents