Standard banking packages | Luminor
Standard
Daily package Active package Gold package
EUR 1.50 per month*EUR 3.50 per monthEUR 5.50 per month
Debit card+++
Credit classic card-+valid when account no. begins with LTXX40100
Credit gold card--+
Bank account maintenance+++
Unlimited online transfer in euro to EEA countries+++
Unlimited online transfer in euro within bank +++
Unlimited online transfer in other currency within bank**+++
Unlimited crediting of funds in euro from EEA countries+++
Unlimited online payments for services+++
Unlimited online shopping at e-stores+++
Unlimited online payment of all-type e-invoices+++
Internet bank login tool***+++
Login code (password) generator-valid when account no. begins with LTXX40100valid when account no. begins with LTXX40100
Unlimited cash-in operations at Luminor ATMs in Lithuania+++
Cash withdrawal at mentioned ATM‘s without charge****up to EUR 550 per month up to EUR 1,500 per month up to EUR 15,000 per month
Fee charged in the case of exceeding the fee-free withdrawal limit0.40% of the amount (min. EUR 0.40)0.40% of the amount (min. EUR 0.40)2%

When account no. begins with LTXX40100:
*In case at least 15 payments are made with the payment card linked to the banking package during a calendar month from the effective date of the package, the fee of EUR 1 is applied.
**Transfers within bank are transfers to bank accounts with the same number pattern. Transfers in other currencies to bank accounts that follow LTXX21400 pattern are subject to the conditions set out for transfers in other currencies to other banks.
***Internet bank login tool: PIN, TAN Codes.
****The total withdrawal amount is applied to all cards linked to the banking package to cash withdrawal from Luminor and SEB ATMs in Lithuania, also from Luminor ATMs in Baltic countries from 1st of May 2018. Cash withdrawal cannot exceed the overall daily limit set to a particular payment card.

Active package cards of your choice - 1 Visa Classic and up to 2 Visa Debit or up to 3 Visa Debit.
Gold package cards of your choice - 1 Visa Gold and up to 2 Visa Debit or up to 2 Visa Classic and 1 Visa Debit.

When account no. begins with LTXX21400:
*In case at least 15 payments are made with the payment card linked to the banking package during a calendar month from the effective date of the package, the fee of EUR 1 is applied next month, i.e. following the calculation of payment card transactions made during the previous month.
For customers who are assigned to the Golden Clients Group and who have ordered this package until 01/02/2018, the fee of 1 Eur per month is applied until 01/12/2018.
**Transfers within bank are transfers to bank accounts with the same number pattern. Transfers in other currencies to bank accounts that follow LTXX40100 pattern are subject to the conditions set out for transfers in other currencies to other banks.
*** Internet bank login tool: Nordea Codes App.
****The specified withdrawal amount is only applied to cash withdrawal with a debit card from Luminor ATMs in Lithuania, also from Luminor ATMs in Baltic countries from 1st of May 2018.

Active package cards - 1 Mastercard Debit and 1 Mastercard Credit.
Gold package cards - 1 Mastercard Debit and 1 Mastercard Gold.

Other conditions:
Payment cards with no issue fee if ordered to be sent by mail. Cards collected at the bank’s branch are charged. The fee is also applied if the customer had specified to the bank that the card would be collected at the bank’s outlet but afterwards requested to send it by mail.

The package fee and the fee charged in the case of exceeding the fee-free withdrawal limit are deducted by the 6th day of the next month.

Login code (password) generator with no extra charge if the package is held for 12 months and longer.

Payments and credit transfers should comply with SEPA requirements, i.e. Luminor Bank AB SWIFT (BIC) code (when account number begins with LTXX40100, BIC is AGBLLT2X, when account number begins with LTXX21400, BIC is NDEALT2X) and the beneficiary’s account number in IBAN format have to be specified correctly.

The package fee is applied for a calendar month irrespective of the booking date, therefore we recommend ordering the banking package at the beginning of the month.