Standard
Basic payment account service (1)Luminor DebitLuminor Black
Monthly fee€1.45€2€5.50
Monthly fee for senior customers (65 years of age or older)€1.45€1.40€5.50
Monthly fee for young customers (up to 21 years old)€1.45Free€5.50
Debit Card (2)1 Visa Debit 1 Visa Debit1 Visa Debit
Credit Card (2)Not includedNot included1 Luminor Black
Maintaining the accounts (3)FreeFreeFree
Internet bank login tool (4)FreeFreeFree
Euro payments in internet/ mobile bank (5)10 paymentsUnlimitedUnlimited
Payments in other currency within bank in internet bank Not includedFreeFree
Crediting of incoming payments in Euros from Single Euro Payments Area member statesFreeFreeFree
Cash depositing operations at Luminor ATMs in Lithuania and Medus ATMs in Lithuania:
- Debit CardFreeFree up to €2000 per calendar month, 0.2% of the sum exceeding €2000Free up to €2000 per calendar month, 0.2% of the sum exceeding €2000
- Luminor Black CardNot includedNot includedFree up to €600 per calendar month, 2% of the sum exceeding €600 (min €3.50)
Cash withdrawal at Luminor ATM‘s in Baltics and Medus ATMs in Lithuania without charge:
- Debit CardUp to €600 per monthUp to €600 per monthUp to €600 per month
- Luminor Black CardNot includedNot includedUp to €600 per month
Fee charged in the case of exceeding the feefree withdrawal limit:
- Debit card0.2% of the amount (min. €0.40)0.2% of the amount (min. €0.40)0.2% of the amount (min. €0.40)
- Luminor Black CardNot includedNot included2% of the amount (min. €3.50)
Cash withdrawal from other ATMs in Baltics and abroad:
- Debit card2% of the sum (min. €3)2% of the sum (min. €3)2% of the sum (min. €3)
- Luminor Black CardNot includedNot includedFree up to €400 per month, 2% of the sum exceeding €400 (min. €3.50)

(1) It can be opened for EU residents only if the consumer does not have an account covering payment services and payment transactions constituting the basic payment account service in an institution operating in the Republic of Lithuania. 50% discount on the fee for banking package with basic payment account offered to deprived persons who receive social benefits.
(2) Card issuing fee and monthly fee for provision of a card are included in package.
(3) Except non resident outside the EEA for whom additionally is applicable maintaining the account monthly fee.
(4) Internet bank login tool: Smart-ID. Code generator may be issued free of charge for Basic payment account service users, if customer does not have a smart device and is not able to use Smart-ID.
(5) Euro Payments within bank, to Lithuania and to other Single Euro Payments Area member states, including payments for services, shopping at e-stores and payment of all-type e-invoices.

The package monthly fee is applied for a calendar month irrespective of the booking date and is deducted by the 6th day of the next month.

More information about Banking packages can be found here.