Standard banking packages

Maintenance of accounts at the bank covers maintenance of accounts that begin with the same number, i.e. LTXX40100 or LTXX21400.

Payment cards with no issue fee if ordered to be sent by mail. Cards collected at the bank’s unit are charged. The fee is also applied if the customer had specified to the bank that the card would be collected at the bank’s unit but afterwards requested to send it by mail.

The package fee and the fee charged in the case of exceeding the fee-free withdrawal limit are deducted by the 6th day of the next month.

Login code (password) generator with no extra charge if the package is held for 12 months and longer.

Payments and credit transfers should comply with SEPA requirements, i.e. Luminor Bank AS Lithuanian Branch SWIFT (BIC) code (when account number begins with LTXX40100, BIC is AGBLLT2X, when account number begins with LTXX21400, BIC is NDEALT2X) and the beneficiary’s account number in IBAN format have to be specified correctly.

The package fee is applied for a calendar month irrespective of the booking date, therefore we recommend ordering the banking package at the beginning of the month.



When account no. begins with LTXX40100:
*In case at least 15 payments are made with the payment card linked to the banking package during a calendar month from the effective date of the package, the fee of EUR 1 is applied.
**Transfers within bank are transfers to bank accounts with the same number pattern. Transfers in other currencies to bank accounts that follow LTXX21400 pattern are subject to the conditions set out for transfers in other currencies to other banks.
***Internet bank login tool: Smart-ID.
In case bank has no technical capability to issue Smart-ID, code generator will be issued free of charge.
****The total withdrawal amount is applied to all cards linked to the banking package to cash withdrawal from Luminor ATMs in Baltic countries and SEB ATMs in Lithuania. Cash withdrawal cannot exceed the overall daily limit set to a particular payment card.
*****Usage of code cards is not available from 10.09.2019
Active package cards of your choice - 1 Visa Classic and up to 2 Visa Debit or up to 3 Visa Debit.
Gold package cards of your choice - 1 Visa Gold and up to 2 Visa Debit or up to 2 Visa Classic and 1 Visa Debit.

When account no. begins with LTXX21400:
*In case at least 15 payments are made with the payment card linked to the banking package during a calendar month from the effective date of the package, the fee of EUR 1 is applied next month, i.e. following the calculation of payment card transactions made during the previous month.
**Transfers within bank are transfers to bank accounts with the same number pattern. Transfers in other currencies to bank accounts that follow LTXX40100 pattern are subject to the conditions set out for transfers in other currencies to other banks.
****The specified withdrawal amount is only applied to cash withdrawal with a debit card from Luminor ATMs in Baltic countries and SEB ATMs in Lithuania.

Active package cards - 1 Mastercard Debit and 1 Mastercard Credit.
Gold package cards - 1 Mastercard Debit and 1 Mastercard Gold