Luminor supplementary pension

Why choose Luminor supplementary pension

• We seek a higher return in the long term – we mainly invest in relatively cheaper and faster growing developing countries.
• We offer to save at a lower cost – the larger amount of investments the lower fee for making contributions. It means that more will be saved for your pension..
• We believe in long-term value of socially responsible business for our customers – investments are made exclusively in companies engaged in socially responsible business practices.
• Companies are saving for their employees together with us for a direct purpose – their pension. We are the only in the market who have III pillar pension funds locked-in until the pensionable age.
• Companies are free to decide independently – no need for the companies to sign any binding agreements for the periodicity or amount of III pillar pension contributions.
• We take the lead in supplementary pension accumulation – Luminor III pillar pension funds are chosen by 66 % of all customers to make contributions by themselves or together with their employers. Currently we are dealing with more than 350 companies using the pension schemes.
• Your savings are in good hands – Luminor’s shareholders are one of the largest private equity funds Blackstone and one of the largest North European banks DNB and Nordea.