| Financial lease |
Operating lease* |
Leaseback |
| Choose if you want to use the chosen property for a long time and from now - before the price is paid |
Choose if you want to use the chosen property for a limited time by making lease payments for the property |
If you wish to restore your working capital funds spent for the purchase of commercial assets, sell the assets to us and repurchase it again by installments |
| No collateral required |
No collateral required |
No collateral required |
| At the end of the leasing term, you will become owner of the property |
At the end of the lease term, you will not acquire the ownership right and will have to return the property to us |
At the end of the leasing term, you will become owner of the property again |
Leasing conditions
| If you are buying a new vehicle / machinery |
If you are buying a used vehicle / machinery |
| Down-payment from 15 % |
Down-payment from 20 % |
| Minimum financed amount: EUR 8,000 (VAT included) |
Minimum financed amount: EUR 8,000 (VAT included) |
| Leasing term: up to 5 years |
Leasing term: up to 5 years |
| Payment periods: monthly, quarterly, semi-annual, annual, seasonal (for agricultural machinery) |
| Payment periods: monthly, quarterly, semi-annual, annual, seasonal (for agricultural machinery) |
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*These conditions are applied if you acquire vehicles and/or special-purpose equipment from Luminor Lizingas’ partners.
