Investment Loan for Farmers

Increase your farm capacity through long-term investment financing.

Small and medium‑sized businesses can apply for EIB‑supported financing with reduced % interest rates

Why choose Investment Loan for Farmers?

Develop smooth growth for your farm with favorable conditions for farmers
Flexible financing conditions and the possibility to finance several stages of investments
Clear and fixed conditions up to 25 years
Access to ILTE guarantees and compensation of up to 80 % of the interest paid.

Up to 25 years for agricultural land plot acquisition projects
Minimum loan amount is EUR 10,000
Maximum amount up to 80 % of total project costs in the case of land acquisition
Suitable collateral includes a pledge on real estate or farmland, or guarantees.
A specific schedule might be set (quarterly or annually)

How can you obtain an Investment Loan for Farmers?

Prepare your business plan. Prepare a business plan outlining your development goals, the required resources and current projects and payment dates
Submit documents. Complete the application form and provide the necessary documents
Wait for an answer. We will assess your application and contact you with our decision and details on how much we can lend you
Sign the agreement. Agree to and sign the loan contract. We may ask you to pledge and insure your property
Money disbursement. The money will be transferred to account

Useful links

You will need the following documents

Completed application form
Financial accounts from the last two years. Please include balance, profit-loss statement and cash-flow statement if you are drafting this
Documents which grant you the right to use the land (certificate of ownership, lease agreement or crop declarations)
You may also be requested to provide additional details and/or documents

You can develop a thriving and successful farm business