Luminor is unifying its GBT in all three Baltic countries. The GBT of Luminor Bank AS Lithuanian Branch will change starting from 1 September 2020 and will apply to all Luminor Bank AS Lithuanian Branch customers, products and services.

The GBT regulate the main aspects of relations between the bank and its customers and set general rights and obligations of the customer and the bank related to performance of any agreement or transaction with the bank.

We encourage you get acquainted with all the terms and conditions of new GBT that can be found here.

The most significant changes of the GBT

If you have any questions, please contact us by writing a message in the internet bank or an e-mail to

If you agree to the amendments, further action is not necessary – the new GBT will simply apply to your agreement(s) as of 1 September 2020. If you do not agree to the amendments, you have the right to terminate the agreement(s) you have entered into with the bank free of charge by 31 August 2020. 
Terms & Conditions