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Housing loan application

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Customer information Tap to close

Customer information
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Income and financial liabilities Tap to close

Income and financial liabilities
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Loan information Tap to close

Loan information
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Customer information

Loan purpose

Is the loan needed to refinance a housing loan granted by another bank?

State subsidy

Are you entitled to state support for the purchase of housing (subsidy)?
Did you use state support for housing purchase (subsidy)?

Contact information

The residence permit is:
I would like the application to be forwarded to a specific loan manager:

Additional benefits

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Lower significantly your monthly loan payments by only paying interest on your loan for the first 12 months Tap to close

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Get better conditions on a loan to finance renovation, furniture, or other purchases for your home Tap to close

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Get a Luminor Black Card to receive benefits such as free cash withdrawal and travel insurance Tap to close

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We can take care of the mandatory building insurance and everything related with your dwelling residence – home contents, emergency assistance, household traumas, so you don’t need to spend your time on that. Tap to close

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Protect your family by ensuring they have support to pay back the loan if due to sickness, accident, or natural processes you became a person with permanent disability, or your life ends Tap to close

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If you’re unable to work due to lasting sickness, accident or unemployment, this insurance will cover your loan payments Tap to close

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Keep the same interest rate during the first period up to 5 years to make sure you don’t have to worry about a rising EURIBOR rate Tap to close

Your selection is without any commitment and a dedicated expert advisor will prepare a tailored offer for you to discuss together.

My consents

To receive offers and newsletters from Luminor (1) and its partners (2) or get opinion about our services, I would be glad for Luminor to be able to contact me via:

E-mail
Phone

Time to time I would like to get from Luminor:

Personal offers
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If we have your consent, we can send you offers that have been developed personally to you, taking into account your transactions, demographic characteristics, account statements, services in use, on-line activity and any other personal data available to us about you as our customer. This means that we will sometimes need to analyse your data to prepare the offers. If you don't select this option, you may still receive general offers and marketing messages.Tap to close

Personalized credit offers
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From time to time if we have your consent, we can suggest a credit offer that is available to you and prepare an agreement. If you like the offer, you would only need to sign the agreement. In order to prepare such agreement, we will check information about you in available public databases and carry out assessment of your creditworthiness, solvency and financial risk profile. Here is the list of the public databases we might check (please note that this list may change from time to time).Tap to close

Luminor can share my data with:

Social media & advertising platforms
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If we have your consent, we can share your personal data such as name, surname, e-mail address, and phone number with social media, advertising platforms and analytics platforms (e.g. Facebook, Instagram, Google, Tealium), allowing Luminor to advertise to you and others like you and to conduct analytics to improve our marketing activities like better targeting and commercial messages.Tap to close

(1) Luminor refers to all Luminor entities directly or indirectly controlled by Luminor Holding AS. Structure can be found here.
(2) We can send you offers from our partners. The list of cooperation partners is constantly updated, so do not forget to check it from time to time. More information here.