We insure building walls, ceilings, floors and doors – if fire or water from an exploded pipe damage them, we will compensate for the repair costs. Insurance cover:

• Residential buildings (a detached house and/or its parts, an apartment, a garden cottage, etc.)
• Auxiliary and non-residential buildings (a garage, a car parking space, a boxroom, a sauna, a cellar, an outbuilding, etc.)
• Immovable outdoor structures (a fence, outdoor gates, a sheltered shed, outdoor lighting equipment, an outdoor swimming pool and other immovable outdoor structures present in the territory of the plot of land of the building)
• A solar collector or solar modules are installed on the roof of a prohibited building or on the territory of the plot and the total maximum power does not exceed 15 kW

We insure furniture, carpets, video and audio equipment, household equipment, and other movable property. If you lose them as a result of theft, fire or other reasons, we will compensate for the costs of acquisition of items of the same quality. Insurance cover:

• Household property (household equipment, household items, furniture, etc.)
• The values (cash, jewelry, documents and other valuables that are classified by the rules in this category of things)
• Work tools and equipment up to EUR 3,000 (used by you or your family member in professional or business activities)
• Self-propelled multifunctional landscape management devices: we only insure these items if they are located at the address specified in the insurance policy and provided that they are located inside buildings or in a fenced plot; we will provide compensation of up to EUR 3,000
• Water vehicles

If you accidentally cause water damage to your neighbours’ property or a fire originating in your apartment destroys your neighbours’ property, we will compensate for the losses caused to the neighbours (up to the sum insured specified in the insurance policy).

We will compensate for losses incurred due to damage to third party health, life and/or property caused by you or your family members: for instance, if you injure another person when skiing or your child accidentally breaks a window at school.

You'll get professional help to troubleshoot in urgent and unexpected situations, or we'll let you know where to go next to resolve the issue.