Home Insurance

Home insurance offer

• To receive a limited-time combo offer with 15% discount on Home insurance and Personal Accident insurance premiums in the first year of the policies, the Home Insurance application together with Personal Accident Insurance application should be submitted on the Luminor website or signed physically in the meeting with Luminor bank specialist during the campaign period and provided that the following conditions are met.
• The campaign starts on August 16, 2021 and ends on October 31, 2021. Policy can be issued with future start date that exceeds campaign end date only if insurer accepts such request.
• The reduced price for Personal Accident Insurance is applicable only if individual package with double protection is chosen without insurance coverage for Professional and Extreme sports activities.
• The reduced price for Home insurance is applicable only if the property is insured in accordance with the one of two most extensive Home insurance coverages (i.e., Premium option or Standard plus option) that includes such insurance types as building insurance, home contents insurance, civil liability insurance and personal liability insurance.
• The promotion discount is not applicable if the insurance object is already insured by AB “Lietuvos draudimas”.

Why choose home insurance?

• Insurance against fire, water, natural forces, theft, and malicious damage to buildings.
• Insurance cover includes: your household property, your neighbours (a leak from your flat), all others (if your child or another member of your family causes damage).
• Get the “Emergency Home Assistance” service as a gift to help you with an emergency in your home.

Representative example for insurance combo offer

Luminor in cooperation with the insurance company AB Lietuvos draudimas offers excellent conditions if a combination of Home Insurance (Premium option) and Personal Accident Insurance is selected. The examples below show the total expenses if customer applies for multi-cover Home Insurance policy that includes several property-related risk coverages (building insurance, home contents insurance, civil liability insurance, personal civil liability, emergency home assistance services).

Deductible for property-related accidents is EUR 40, deductible for injuries and other personal accidents is EUR 0.

By adding Personal Accident Insurance (individual package with double protection) customer gets risk coverage for daily activities and different low risks sports, like fitness, yoga, running, aerobics, basketball, football.