Home insurance

Improve your home security with Home insurance

Improve your home security with Home insurance

  • Combine building, home contents, civil liability and personal liability insurance
  • Home contents insurance is valid also outside the home 
  • Use emergency home assistance services free of charge

Why choose home insurance?

  • Insurance against fire, water, natural forces, theft, and malicious damage to buildings.
  • Insurance cover includes: your household property, your neighbours (a leak from your flat), all others (if your child or another member of your family causes damage).*
  • Get the “Emergency Home Assistance” service as a gift to help you with an emergency in your home.

*IMPORTANT! The protection of temporary insurance of home property outside the territory and the protection of personal liability insurance do not apply in the territories of Belarus / Russia.

Home insurance options

Standard

This type of home insurance provides only building insurance

Standard+

This type of home insurance provides such cover:

  • Building insurance
  • Home contents insurance up to 12 000 EUR
  • Civil liability insurance: flat – 3 000 EUR, house – 30 000 EUR
  • Personal civil liability insurance: 2 900 EUR
For those who choose Standard+ a gift – „Emergency Home Assistance“ service

Premium

This type of home insurance provides such cover:

  • Building insurance
  • Home contents insurance up to 12 000 EUR
  • Civil liability insurance: flat – 4 500 Eur, house – 45 000 EUR
  • Personal civil liability insurance: 3 500 EUR
  • Insurance of all risks
For those who choose Premium – a gift "Emergency Home Assistance" service

Home Insurance policy provisional price

1-room apartment

Total area, sq. m Insured property amount     Home contents insurance, EUR Civil liability insurance, EUR Personal civil liability, EUR Emergency Home Assistance, EUR Annual price for Multi-cover Home Insurance, EUR
40 Replacement value 12,000 4,500 3,500 300 66.60

2-room apartment

Total area, sq. m Insured property amount     Home contents insurance, EUR Civil liability insurance, EUR Personal civil liability, EUR Emergency Home Assistance, EUR Annual price for Multi-cover Home Insurance, EUR
50 Replacement value 12,000 4,500 3,500 300 82.32

3-room apartment

Total area, sq. m Insured property amount     Home contents insurance, EUR Civil liability insurance, EUR Personal civil liability, EUR Emergency Home Assistance, EUR Annual price for Multi-cover Home Insurance, EUR
70 Replacement value 12,000 4,500 3,500 300 110.64

Private house

Total area, sq. m Insured property amount     Home contents insurance, EUR Civil liability insurance, EUR Personal civil liability, EUR Emergency Home Assistance, EUR Annual price for Multi-cover Home Insurance, EUR
120 Replacement value 12,000 4,500 3,500 300 168.96

How to get home insurance?

Fill in the application on our website and find out the precise insurance premium for the selected property

Confirm the offer. Receive the insurance offer by e-mail and confirm it by paying the first premium

Pay insurance premium. Insurance premium should be paid according to selected schedule. Set up an e-invoice with automatic payment if you have chosen to divide the total amount into several payments, as well as if you plan to prolong insurance contract automatically. 

Enjoy insurance coverage. Insurance coverage takes effect at the moment stated in the issued insurance policy. In case of an insured event, fill in the claim notification form online on webpage or call insurance company via phone 1828.

Necessary documents

  • Filled property insurance application if you apply electronically
  • Passport or ID card if you book physical meeting with bank specialist

Simple, peace of mind home insurance

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When offering the Home Insurance Luminor Bank AS, reg. No 11315936, address: Liivalaia 45, 10145, Tallinn, Republic of Estonia, represented within the Republic of Lithuania by Luminor Bank AS Lithuanian branch (company code 304870069, VAT identifier: LT100011758514, address: Konstitucijos ave. 21A, 03601 Vilnius, Lithuania) acts as insurance agent, distributing an insurance on behalf of AB Lietuvos Draudimas insurance company (reg. No. 110051834, having its registered office at J. Basanavičiaus g. 12, LT 03224 Vilnius). Luminor Bank AS shall process your personal data to prepare AB Lietuvos Draudimas insurance offer and forward them to insurer.