Basic payment account service
Daily package with basic payment account
EUR 1.50 per month*
Debit card+
Bank account maintenance+
Internet bank login tool**+
Unlimited online transfer in euro to EEA countries+
Unlimited online transfer in euro within bank +
Unlimited online transfer in other currency within bank***+
Unlimited crediting of funds in euro from EEA countries+
Unlimited online payments for services+
Unlimited online shopping at e-stores+
Unlimited online payment of all-type e-invoices+
Unlimited cash-in operations at Luminor ATMs in Lithuania+
Cash withdrawal at mentioned ATM‘s without charge****up to EUR 550 per month
Fee charged in the case of exceeding the fee-free withdrawal limit0.40% of the amount (min. EUR 0.40)

Maintenance of accounts at the bank covers maintenance of accounts that begin with the same number, i.e. LTXX40100 or LTXX21400.

50 % discount on the fee for banking package with basic payment account offered to deprived persons who receive social benefits.

The service fee and the fee charged in case of exceeding the fee-free withdrawal limit are deducted by the 6th day of the next month.

Payments and credit transfers should comply with SEPA requirements, i.e. Luminor Bank AS Lithuanian Branch SWIFT (BIC) code (when account number begins with LTXX40100, BIC is AGBLLT2X, when account number begins with LTXX21400, BIC is NDEALT2X) and the beneficiary’s account number in IBAN format have to be specified correctly.

Payment cards with no issue fee if ordered to be sent by mail. Cards collected at the bank’s unit are charged. The fee is also applied if the customer had specified to the bank that the card would be collected at the bank’s unit but afterwards requested to send it by mail.

The fee is applied for a calendar month irrespective of the booking date, therefore we recommend ordering the Basic Payment Account Service at the beginning of the month.

When account no. begins with LTXX40100:
*In case at least 15 payments are made with the payment card linked to the banking package during a calendar month from the effective date of the package, the fee of EUR 1 is applied.
**Internet bank login tool: Smart-ID.
Code generator may be issued free of charge, if customer does not have a smart device or requests code generator instead of Smart-ID.
In case bank has no technical capability to issue Smart-ID, code generator will be issued free of charge. ***Transfers within bank are transfers to bank accounts with the same number pattern. Transfers in other currencies to bank accounts that follow LTXX21400 pattern are subject to the conditions set out for transfers in other currencies to other banks.
****The specified withdrawal amount is applied to all cards linked to the banking package to cash withdrawal from Luminor ATMs in Baltic countries and SEB ATMs in Lithuania.
When account no. begins with LTXX21400:
*In case at least 15 payments are made with the payment card linked to the banking package during a calendar month from the effective date of the package, the fee of EUR 1 is applied next month, i.e. following the calculation of payment card transactions made during the previous month.
**Internet bank login tool: Nordea Codes App.
***Transfers within bank are transfers to bank accounts with the same number pattern. Transfers in other currencies to bank accounts that follow LTXX40100 pattern are subject to the conditions set out for transfers in other currencies to other banks.
****The specified withdrawal amount is only applied to cash withdrawal with a debit card from Luminor ATMs in Baltic countries and SEB ATMs in Lithuania.