More freedom and possibilities with Luminor Black

More freedom and possibilities with Luminor Black

  • Credit limit with interest free period up to 45 days
  • Travel insurance for you and family, including domestic travels
  • Cash-out from any ATM in the world without commission fee

Credit limit with interest free period up to 45 days

Interest free period not only for purchases, but also for transfers and cash withdrawals*

Free cash out**

Cash out for free from any ATM around the world

Travel insurance

Extensive travel and baggage insurance for cardholder and it’s family

With credit limit

If larger purchases require additional financing, apply for a card with a credit limit

Representative example:

Credit limit amount: EUR 1000
Card issuance fee: EUR 0
Payment card administration fee and minimum banking service fee: 4.50 EUR/month
Interest: 18 %
Credit limit term: not applicable
Annual interest rate: 25.42 %
Total amount paid by the beneficiary: EUR 1238.22

The annual rate is calculated on the assumption that the person uses the full limit on the very first day of receiving the limit and returns it within 12 months.

Luminor Black features

Free cash out and cash in limits at home and abroad

Cash in or cash out up to 600 euros out from Luminor ATM free. Take up to 400 euros out for free from any other ATM across the world

Extensive travel and baggage insurance for family around the world

No worries if flight is delayed or baggage lost

Get credit limit and make payments from your account without using a card

You can transfer money from credit limit to other accounts. You can also set up automatic payments. Up to 45 days interest free period applies also for money transfers and cash withdrawals.

Daily package benefits

We have lot more benefits on Daily package and you can use all the ordinary stuff like contactless payments and safe internet purchases as well.

Card delivered by post

Hassle-free and convenient delivery.

The possibility to order a Priority Pass

Learn how to order a Priority Pass here.

€5.50 monthly*

* Including price per card €3.50 and Daily package fee €2.00

Ideas for traveling in Baltics

Ideas for traveling in Latvia

Learn more

Ideas for traveling in Estonia

Learn more

Ideas for traveling in Lithuania

Learn more

€5.50 monthly

  • Free cash withdrawal within limits from Luminor ATMs and other banks’ ATMs across the world
  • Extensive travel and baggage insurance for card holder and family
  • Luminor Black contactless payment card
  • Free IBAN current account
  • Unlimited free SEPA payments
  • Pricelist: payment cards, standard banking packages

Useful Links

Terms & Conditions
Pricelist
Travel Insurance Terms & Conditions
How to use a bank card safely?
Rules on Credit Limit Granting in the Payment Card Account

FAQ. Cards

A payment card not only for travelers and e-shoppers

You may be also interested in: Smart-IDVisa DebitDeposit