Card issuance / renewal
Fee
Card issuance feefree of charge
Collecting the card at the bank's unit*EUR 10
Card sending by mail within Lithuaniafree of charge
Card sending by mail abroadEUR 6
Card maintenance feeEUR 1.50 per month
Card renewal fee**free of charge
Card replacement***EUR 6
Card issuing in an urgent procedure (in 2 working days)EUR 25
Fee for indivudual design card (charged on each card with individual design)****EUR 3 per year

Cards issued when account no. begins with LTXX40100.

Card validity 3 years.

*This fee is also applied if the customer had specified to the bank that the card will be collected at the bank’s unit but afterwards requested to send it by mail.
**Cards are renewed if at least one card transaction was performed within the past five months before the last month of the card validity.
***The fee is applied if the card is lost, damaged, if card is demagnetized, if the cardholder's name and/or surname is changed, if latin letters are changed to Lithuanian ones or visa versa.
****From 1 January 2016 cards with individual design will no longer be issued, and lost or expiring payment cards with individual design will be reproduced or renewed for standard design payment cards of the same type. The terms and fees are the same as those applied to the previously issued but still valid cards

The customers to whom cards were issued during campaigns or the customers receiving inflows from a legal entity that has agreed with the Bank on transferring funds in payment card linked accounts may be subject to payment card service fees and conditions other than those indicated in the Pricelist. The customer can gen information about these fees and conditions at his workplace, at the Bank's unit or by dialing short code 1608. Upon expiry of the conditions set during the campaign or no income received from the legal entity in 3 subsequent months, the Bank starts charging the payment card fees and conditions set in the Pricelist.

Cash withdrawal fees are debited on a daily basis, monthly fees are debited on the last but one workday of each month.

Account fees and transaction fees set in the Pricelist are separately charged for using the payment card linked account and for transactions performed therein without using a payment card.

The Bank has the right to unilaterally change the Pricelist, terms and conditions, fees, interest and/or their calculation and payment procedure for the payment card servicing and for the provision of payment services, as well as other banking service fees following the procedure set in the General Rules on the Provision of Services of the Bank and the Terms and Conditions for the Provision of Payment Services with at least 60 calendar days' notice to the Customer who is a consumer. The above mentioned notification is handed over to the Customer personally or announced publicly. Publicly available notification is regarded as an appropriate way of informing the Customer about a unilateral change of the Terms and Conditions for the Provision of Payment Services and/or the Price-list. It shall be deemed that the Customer agrees with these changes provided that before the day of the entry of changes into force he has not notified the Bank that he disagrees with these changes. In such case the Customer has the right to refuse the card without delay before the effective date of the amendments and to pay no commission fee for that. If the Customer does not avail of the right to waive the card before the effective date of the amendments, it shall be deemed that the Customer agrees with the amendments made.

The customer may get information about the fees specifically applied thereto during the bank's business hours in all bank's units or by dialing the short-code 1608.

Example of the annual rate calculation on the overall credit price (Visa Classic)

If the Bank issued EUR 1,500 credit in the payment card account for 36 months' period, the overall amount payable by the borrower would make EUR 1659.48 and the overall annual rate of the credit price would make 21.14%.

The calculations include the interest paid during the credit period (16% fixed annual interest rate was used for the calculation), payment card administration fee of EUR 1.50 per month and minimal service fee EUR 1 per month.

The overall annual rate of the credit price and the overall amount payable by the borrower is calculated assuming that the total Credit Limit is used on the Credit Limit issue day and is fully repaid on the last effective day of the agreement and the interest for using the Credit Limit is paid every month.

Cash withdrawal/ depositing
Fee
Cash withdrawal from Luminor ATMs in Baltic countries and SEB ATMs in Lithuania2%
Cash withdrawal at other bank‘s ATM‘s2% of the amount (min. EUR 3)
Cash withdrawal within the network of the bank's partners* via POS0.40% of the amount (min. EUR 0.80)
Cash depositing at Luminor ATMs in Lithuania with cash-in functionfree of charge
Cash depositing within the network of the bank's partners* via POSEUR 0.3

*At Perlo paslaugos, UAB Perlo lottery terminals (cash withdrawal and depositing) following the lists of locations of the Bank's partners provided on website: Perlas terminals.

Other card fees and services
Fee
Granting of a non-standart limit on ATM cash withdrawal and payments for goods/services*EUR 30
Currency exchange fee in case of payment in other than the card account currency 1.95%
Safe card monthly fee per payment card EUR 0.55 per month
Issuing of a copy of the receipt at customer‘s request in case of a local paymentEUR 1.50
Issuing of a copy of the receipt at customer‘s request in case of a foreign paymentEUR 6

*Non-standard limit on ATM cash withdrawal expires after 30 (thirty) calendar days.

Limits
Limits
Total amount of cash withdrawal operationsEUR 2000
Number of cash withdrawal operations unlimited
Total amount on payments for goodsEUR 5000
number of operations on payments for goodsunlimited

A cash withdrawal or payment transaction performed is not deducted from the used day limit before 25 hours from execution thereof.