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Secure online payment service

What are the main conditions which would allow me to authenticate online purchases? I do not have Internet bank account. How can I conclude an agreement with Luminor? How can I enable Secure e-purchase service on the Internet bank or Mobile bank? What type of cards are a subject to the newly introduced changes? What should I do if the secure online payment browser would not open? Why not all online purchases with cards needs to be authenticated? I cannot authenticate the purchase. Why? My Internet bank account was blocked while trying to confirm the online purchase. Why?

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