Luminor Bank AS, a member of the international finance group, complies with all the requirements for the financial institutions to act honestly, fairly and professionally in accordance with the best interests of its clients when providing investment services as per Directive 2014/65/EC of the European Parliament and the Council on markets in financial instruments (MiFID II). Luminor Bank AS has taken all reasonable steps designed to ensure the necessary investor protection and to avoid potential for conflicts of interest.
Luminor Bank AS Lithuanian branch kindly asks to read the documents provided herein below envisaged to ensure an honest, open and efficient relationship with the client when providing investment services.
Policy for execution of orders in financial instruments, valid from 2021 06 20
Summary of policy for execution of orders in financial instruments, valid from 2021 06 20
Description of financial instruments and related risks, valid from 2019 01 02
Inducement policy for the provision of investment and ancillary services, valid from 2021 12 21
Summary of Conflict of Interest Policies, valid from 2020 07 03
Summary of Conflicts of Interest Management Policy, valid from 2019 05 28, replacing Policy of Avoiding Conflicts of Interest in Providing Investment Services
Client classification guidelines, valid from 2019 01 02
List of Execution Venues for Orders in Financial Instruments Available on Luminor Trade Platform, valid from 2018 03 28
Conditions of provision of investment services, valid from 2020 11 16
Conditions of provision of investment advice, valid from 2019 01 02
Statement on integration of sustainability risks into investment process regarding Luminor Bank AS’s provision of investment advice
Ex-ante information on Costs and Charges of Investment Products, valid from 2019 01 02
The statement on principle adverse sustainability impacts of Luminor
General terms for the Discretionary Portfolio Management Service Agreement valid till 2021 03 01
Policy for execution of orders in financial instruments (N)
Valid from 2018 01 03 to 2019 01 01
Valid from 2017 10 01 to 2018 01 02
Valid from 2015 12 21 to 2017 09 30
Valid from 2014 11 17 to 2015 12 20
Valid from 2013 11 23 to 2014 11 16
Valid from 2011 11 09 to 2013 01 22
Valid from to 2011 11 08
Policy for execution of orders in financial instruments (D)
Valid from 2019 01 02 till 2021 06 19
Valid from 2018 01 03 to 2019 01 01
Valid from 2017 10 01 to 2018 01 02
Valid from 2016 08 15 to 2017 09 30
Valid from 2015 06 15 to 2016 08 14
Valid from 2014 06 16 to 2015 06 14
Valid from 2013 03 08 to 2014 06 15
Valid from 2012 08 01 to 2013 03 07
Valid from 2011 06 01 to 2012 07 31
Valid from 2010 11 10 to 2011 05 31
Valid from 2010 05 10 to 2010 11 09
Inducement policy for the provision of investment and ancillary services
Valid from 2019 01 02 to 2021 12 20
Summary of policy for execution of orders in financial instruments
Valid from 2019 01 02 till 2021 06 19
General Business Terms of Investment Products and Services (N)
Valid from 2019 01 02 till 2020 08 01
Valid from 2018 01 03 to 2019 01 01
Valid from 2016 12 21 to 2018 01 02
Valid from 2016 11 10 to 2016 12 20
Valid from 2015 10 30 to 2016 11 09
Valid to 2015 10 29
Conditions of provision of investment services (D)
Valid from 2019 01 02 till 2020 11 15
Valid from 2018 01 03 to 2019 01 01
Valid from 2018 01 03 to 2018 02 07
Valid from 2017 10 01 to 2018 01 02
Valid from 2016 07 01 to 2017 09 30
Valid from 2010 04 26 to 2016 06 30
Valid to 2010 04 25
Policy of avoiding conflicts of interest in providing investment services
Valid from 2019 01 02 to 2019 05 27
Valid from 2018 01 03 to 2019 01 01
Luminor | Nordea
Valid from 2017 10 01 to 2018 01 02
Valid from 2015 06 10 to 2017 09 30
Valid from 2012 06 19 to 2015 06 09
Valid to 2012 06 18
Luminor | DNB
Valid from 2017 10 01 to 2018 01 02
Valid from 2012 02 22 to 2017 09 30
Valid to 2012 02 21
Client classification guidelines
Valid from 2018 01 03 to 2019 01 01
Luminor | DNB
Valid from 2017 10 01 to 2018 01 02
Valid to 2017 09 30
Luminor | Nordea
Valid from 2018 01 01 to 2018 02 07
Valid from 2017 10 01 to 2018 01 02
Description of Financial Instruments and Related Risks
Valid from 2018 01 03 to 2019 01 01
Valid from 2017 10 01 to 2018 01 02 (N)
Valid from 2017 10 01 to 2018 01 02 (D)
Valid until 2017 09 30 (D)
Conditions of provision of investment recommendations
Valid from 2018 01 03 to 2019 01 01
Valid to 2018 02 07 (N)
Ex-ante information on Costs and Charges of Investment Products, valid from 2018 01 03 to 2019 01 01
Specific Terms On The Provision Of Non-independent Investment Advice, valid from 2019 11 01 to 2020 07 30
Information for investors before a meeting
Valid from 2019 02 01 till 2020 10 01
Commodity Swap – Diesel 10ppm CIF NWE, 2019 02 21
Commodity Swap – Fuel Oil 3.5% FOB Barges ARA, 2019 02 21
FX Forward – EURRUB 1Y, 2019 02 21
FX Forward – EURUSD 1Y, 2019 02 21
FX Swap – EURUSD 1Y, 2019 02 21
Interest Rate Cap (bought) – 5Y 3M EURIBOR, 2019 02 21
Interest Rate Swap – 5Y 3M EURIBOR, 2019 02 21
Interest Rate Swap – 5Y 6M EURIBOR, 2019 02 21
Top 5 Execution Venues
| Retail Clients | PDF |
 Excel |
| Professional Clients | PDF |
Excel |
Top 5 Execution Entities
| Retail Clients | PDF |
Excel |
| Professional Clients | PDF |
Excel |
Top 5 Execution Venues
| Retail Clients | PDF |
Excel |
| Professional Clients | PDF |
Excel |
Top 5 Execution Entities
| Retail Clients | PDF |
Excel |
| Professional Clients | PDF |
Excel |
Top 5 Execution Venues
| Retail Clients | PDF |
Excel |
| Professional Clients | PDF |
Excel |
Top 5 Execution Entities
| Retail Clients | PDF |
Excel |
| Professional Clients | PDF |
Excel |
Top 5 Execution Venues
| Retail Clients | PDF |
Excel |
| Professional Clients | PDF |
Excel |
Top 5 Execution Entities
| Retail Clients | PDF |
Excel |
| Professional Clients | PDF |
Excel |
Top 5 Execution Venues
| Retail Clients | PDF |
Excel |
| Professional Clients | PDF |
Excel |
Top 5 Execution Entities
| Retail Clients | PDF |
Excel |
| Professional Clients | PDF |
Excel |
General provisions for the Agreement of Financial Instruments Account In the Luminor Trading Platform
General Business Terms for Investment Services Rendered via Luminor Trading Platform
Business terms for securities trading via Luminor Trading Platform
Pay 15% instead of 30% on dividends from USA
Fee for U.S. source income reporting to IRS
Tax Reclaim Service for Beneficial Owners
General provisions for the Agreement of Financial Instruments Account In the Luminor Trading Platform
General Business Terms for Investment Services Rendered via Luminor Trading Platform
Business terms for securities trading via Luminor Trading Platform
General terms for the Discretionary Portfolio Management Service Agreement valid since 2021 03 01
Regarding implementation of the Law on Markets in Financial Instruments