Key information documents

FX FORWARD (EURUSD)

3M 6M 12M
Buy Buy Buy
Sell Sell Sell

FX FORWARD (EURGBP)

3M 6M 12M
Buy Buy Buy
Sell Sell Sell

FX FORWARD (EURPLN)

3M 6M 12M
Buy Buy Buy
Sell Sell Sell

FX FORWARD (EURSEK)

3M 6M 12M
Buy Buy Buy
Sell Sell Sell

FX SWAP (EURUSD)

3M 6M 12M
Buy Buy Buy
Sell Sell Sell

FX SWAP (EURGBP)

3M 6M 12M
Buy Buy Buy
Sell Sell Sell

FX SWAP (EURPLN)

3M 6M 12M
Buy Buy Buy
Sell Sell Sell

FX SWAP (EURSEK)

3M 6M 12M
Buy Buy Buy
Sell Sell Sell

Interest Rate Swap - EURIBOR3M 5Y
Interest Rate Cap - EURIBOR3M 5Y
Interest Rate Collar - EURIBOR3M 5Y
Commodity Swap - Natural Gas

Top 5 Execution Venues and Entities

2022

Top 5 Execution Venues

Retail Clients  PDF ​ Excel
Professional Clients  PDF ​ Excel

Top 5 Execution Entities

Retail Clients  PDF ​ Excel
Professional Clients  PDF ​ Excel

2021

Top 5 Execution Venues

Retail Clients  PDF ​ Excel
Professional Clients  PDF ​ Excel

Top 5 Execution Entities

Retail Clients  PDF ​ Excel
Professional Clients  PDF ​ Excel

2020

Top 5 Execution Venues

Retail Clients  PDF ​ Excel
Professional Clients  PDF ​ Excel

Top 5 Execution Entities

Retail Clients  PDF ​ Excel
Professional Clients  PDF ​ Excel

2019

Top 5 Execution Venues

Retail Clients  PDF ​ Excel
Professional Clients  PDF ​ Excel

Top 5 Execution Entities

Retail Clients  PDF ​ Excel
Professional Clients  PDF ​ Excel

2018

Top 5 Execution Venues

Retail Clients  PDF ​ Excel
Professional Clients  PDF ​ Excel

Top 5 Execution Entities

Retail Clients  PDF ​ Excel
Professional Clients  PDF ​ Excel

2017

Top 5 Execution Venues

Retail Clients  PDF ​ Excel
Professional Clients  PDF ​ Excel

Top 5 Execution Entities

Retail Clients  PDF ​ Excel
Professional Clients  PDF ​ Excel

Previous versions of documents

 General terms for the Discretionary Portfolio Management Service Agreement valid till 2021 03 01
 Ex-ante information on Costs and Charges of Investment Products, valid from 2019 01 02 till 2022 06 29

 Description of financial instruments and related risks, valid from 2019 01 02 till 2024 04 29

The statement on principle adverse sustainability impacts and indicators
 The statement on principle adverse sustainability impacts and indicators of Luminor, valid from 2023 04 to 2023 06
 The statement on principle adverse sustainability impacts and indicators of Luminor valid from 2022 07 till 2023 04

Policy for execution of orders in financial instruments
 Policy for execution of orders in financial instruments, valid from 2021 06 20 until 2023 09 30

Conditions of provision of investment services
 Conditions of provision of investment services, valid till 2023 11 06

Policy for execution of orders in financial instruments (N)
 Valid from 2018 01 03 to 2019 01 01
 Valid from 2017 10 01 to 2018 01 02
 Valid from 2015 12 21 to 2017 09 30
 Valid from 2014 11 17 to 2015 12 20
 Valid from 2013 11 23 to 2014 11 16 
 Valid from 2011 11 09 to 2013 01 22 
 Valid from to 2011 11 08

Policy for execution of orders in financial instruments (D)
 Valid from 2019 01 02 till 2021 06 19
 Valid from 2018 01 03 to 2019 01 01
 Valid from 2017 10 01 to 2018 01 02
 Valid from 2016 08 15 to 2017 09 30
 Valid from 2015 06 15 to 2016 08 14
 Valid from 2014 06 16 to 2015 06 14
 Valid from 2013 03 08 to 2014 06 15
 Valid from 2012 08 01 to 2013 03 07
 Valid from 2011 06 01 to 2012 07 31
 Valid from 2010 11 10 to 2011 05 31
 Valid from 2010 05 10 to 2010 11 09

Inducement policy for the provision of investment and ancillary services
 Valid from 2021 12 21 to 2023 12 14
 Valid from 2019 01 02 to 2021 12 20

Summary of policy for execution of orders in financial instruments
 Valid from 2019 01 02 till 2021 06 19  

General Business Terms of Investment Products and Services (N)​
 Valid from 2019 01 02 till 2020 08 01
 Valid from 2018 01 03 to 2019 01 01
 Valid from 2016 12 21 to 2018 01 02
 Valid from 2016 11 10 to 2016 12 20
 Valid from 2015 10 30 to 2016 11 09 
 Valid to 2015 10 29

Conditions of provision of investment services (D)
 Valid from 2019 01 02 till 2020 11 15
 Valid from 2018 01 03 to 2019 01 01
 Valid from 2018 01 03 to 2018 02 07
 Valid from 2017 10 01 to 2018 01 02
 Valid from 2016 07 01 to 2017 09 30
 Valid from 2010 04 26 to 2016 06 30
 Valid to 2010 04 25

Conflicts of Interest Policy
 Valid from 2024 01 11 to 2024 05 14
 Valid from 2022 09 29 to 2024 01 10

Policy of avoiding conflicts of interest in providing investment services
 Summary of Conflicts of Interest Management Policy, valid from 2019 05 28, replacing Policy of Avoiding Conflicts of Interest in Providing Investment Services
 Valid from 2019 01 02 to 2019 05 27
 Valid from 2018 01 03 to 2019 01 01

The statement on principle adverse sustainability impacts of Luminor
 The statement on principle adverse sustainability impacts of Luminor

Luminor | Nordea
 Valid from 2017 10 01 to 2018 01 02
 Valid from 2015 06 10 to 2017 09 30
 Valid from 2012 06 19 to 2015 06 09
 Valid to 2012 06 18

Luminor | DNB
 Valid from 2017 10 01 to 2018 01 02
 Valid from 2012 02 22 to 2017 09 30
 Valid to 2012 02 21

Client classification guidelines
 Valid from 2018 01 03 to 2019 01 01
Luminor | DNB
 Valid from 2017 10 01 to 2018 01 02
 Valid to 2017 09 30
Luminor | Nordea
 Valid from 2018 01 01 to 2018 02 07
 Valid from 2017 10 01 to 2018 01 02

Description of Financial Instruments and Related Risks
 Valid from 2018 01 03 to 2019 01 01
 Valid from 2017 10 01 to 2018 01 02 (N)
 Valid from 2017 10 01 to 2018 01 02 (D)
 Valid until 2017 09 30 (D)

Conditions of provision of investment advice

 Valid from 2019 01 02 to 2022 09 23
 Valid from 2018 01 03 to 2019 01 01
 Valid to 2018 02 07 (N)

 Ex-ante information on Costs and Charges of Investment Products, valid from 2018 01 03 to 2019 01 01
 Specific Terms On The Provision Of Non-independent Investment Advice, valid from 2019 11 01 to 2020 07 30

Information for investors before a meeting
Valid from 2019 02 01 till 2020 10 01

Luminor Trade platform archive

 General provisions for the Agreement of Financial Instruments Account In the Luminor Trading Platform effective until 2023 04 20
 General Business Terms for Investment Services Rendered via Luminor Trading Platform effective until 2023 04 20
 Business terms for securities trading via Luminor Trading Platform effective until 2023 04 20

Key information documents
 Commodity Swap – Diesel 10ppm CIF NWE, 2019 02 21
 Commodity Swap – Fuel Oil 3.5% FOB Barges ARA, 2019 02 21
 FX Forward – EURRUB 1Y, 2019 02 21
 FX Forward – EURUSD 1Y, 2019 02 21
 FX Swap – EURUSD 1Y, 2019 02 21
 Interest Rate Cap (bought) – 5Y 3M EURIBOR, 2019 02 21
 Interest Rate Swap – 5Y 3M EURIBOR, 2019 02 21
 Interest Rate Swap – 5Y 6M EURIBOR, 2019 02 21

Luminor Bank AS Lithuanian branch is a participant of the obligations to investors insurance system of the Republic of Estonia. “Tagatisfond” (the Estonian Guarantee Fund) insures obligations to investors under the conditions and pursuant to the procedure set forth in the Act on Guarantee Fund of the Republic of Estonia.
Deposit and Investment Insurance