*The discount is valid for new customers for the first 2 calendar months from the activation of Luminor Black package (if the package is activated within the period 2025-06-01 to 2025-08-31). For the third and next calendar months, the standard package fee (EUR 5.50 per month) will be set according to Luminor Price List. The package monthly fee is applied for a calendar month irrespective of the activation date. The offer is valid until 2025-08-31 or until revoked.
We’ve got you covered for all your daily needs.
Choose the option that suits you best!
Luminor Black
Your versatile all‑in‑one card for everyday essentials and much more.
Convenient payments, cash‑out and cash‑in, as well as built‑in insurances.
5.50 EUR/month
Join Luminor and use Luminor Black card package free of charge for first two months!*
Convenient payments, cash‑out and cash‑in, as well as built‑in insurances.
5.50 EUR/month
Join Luminor and use Luminor Black card package free of charge for first two months!*
Visa Debit
Your go-to card for all basic needs.
Convenient payments, cash‑out and cash‑in.
0 – 2.00 EUR/month
Turn a new page with a new card
If you are a Luminor customer
Apply for a new card or an additional card in the internet bank.
Internet bankNot our customer yet?
Open an account remotely, choose a payment card, and enjoy its benefits.
Become a customerYour everyday banking, made simple and clear
| Luminor Black package | Luminor Debit package | Basic Payment Account Service Package2 | Minimum Service Charge3 | |
|---|---|---|---|---|
| Number of accounts | Unlimited | Unlimited | Unlimited | Unlimited |
| Payments in euros in Lithuania and other countries via internet/mobile bank | Unlimited | Unlimited | 15 payments per month | Unlimited |
| Crediting of incoming payments in euros from the Single Euro Payments Area member states | Free | Free | Free | Free |
| Internet bank login tool |  |
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| Main payment card1 included and its benefits | Luminor Black | Visa Debit | Visa Debit (optional) | No card |
| Domestic and abroad travel insurance for a cardholder and family members | |
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| In-store and online purchase insurance | |
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| Bone fractures and fissures insurance for a cardholder | |
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| Free cash-out from Luminor ATMs in Baltics and Medus and bankomatas.lt ATMs in Lithuania | Up to 1200 EUR/month | Up to 800 EUR/month | Up to 800 EUR/month | |
| Free cash-out from other banks’ ATMs | Up to 400 EUR/month | |
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| Free cash-in at Luminor and Medus ATMs in Lithuania | Up to 1200 EUR/month | Up to 2000 EUR/month | Unlimited | |
| Price | EUR 5.50 per month. Join Luminor and use Luminor Black card package free of charge for first two months!4 | 2 EUR/month; 0 EUR/month for kids until 21 y.o. 1.40 EUR/month for seniors 65+ y.o. |
1.00 EUR/month 0.50 EUR/month5 |
1.30 EUR/month |
1 When you choose a payment card, you also choose a banking package. If you decide to change your payment card type, your banking package will change too. The card issuance fee and the monthly fee for the card are included in the banking package.
2 The basic payment account service is a banking package with a basic payment account. This account is available to EU residents who do not use the basic payment account service in another credit institution operating in the Republic of Lithuania or have received a confirmation from such credit institution that the existing basic payment account service will be closed. You do not need to apply for any additional services to use this service. For more information about the Main payment account service, please see here.
2 The basic payment account service is a banking package with a basic payment account. This account is available to EU residents who do not use the basic payment account service in another credit institution operating in the Republic of Lithuania or have received a confirmation from such credit institution that the existing basic payment account service will be closed. You do not need to apply for any additional services to use this service. For more information about the Main payment account service, please see here.
3 Minimum Service Charge is applied if an account is not linked to any package.
4 The discount is valid for new customers for the first 2 calendar months from the activation of Luminor Black package (if the package is activated within the period 2025-06-01 to 2025-08-31). For the third and next calendar months, the standard package fee (EUR 5.50 per month) will be set according to Luminor Price List. The package monthly fee is applied for a calendar month irrespective of the activation date. The offer is valid until 2025-08-31 or until revoked.
5 50% discount on the banking package is applied for socially deprived residents who receive social benefits under the Law on Cash Social Assistance of the Republic of Lithuania.
5 50% discount on the banking package is applied for socially deprived residents who receive social benefits under the Law on Cash Social Assistance of the Republic of Lithuania.
Become our customer
Useful links
You can compare fees for the main services linked to a payment account in Fee Information Documents.
For detailed information on Luminor fees for all services, please refer to the Pricelist.
Luminor Payment Service Rules
Banking packages. FAQ
Discontinued payment cards
Visa Gold
Visa Classic