Business cards come with travel insurance for the cardholder and two accompanying colleagues for trips in Europe up to 30 days, which makes your travels safe and convenient. It is not necessary for you to pay for travel expenses with the card for the insurance to be valid.
Below you can see what is covered by your Mastercard or Visa Business card.
Business card travel insurance covers you and up to two of your colleagues, but the coverage limit is split between all insured persons in the event of insured accident.
|Insurance cover||Maximum sum insured per credit card|
|Medical expenses, incl.||75 000 €|
|Medical transport||75 000 €|
|Medical transport in Home Country||75 000 €|
|Repatriation in the event of an illness/death||75 000 €|
|Dental expenses||500 €|
|Medical auxiliaries||500 €|
|Hospital allowance (per day)||20 €|
|Accident resulting in death or disability||30 000 €|
|Civil liability of a person||50 000 €|
|Legal aid||1000 €|
|Delay of luggage||600 €|
|from 4 to 12 hours||300 €|
|from 12 hours to 21 days||300 €|
|Loss or damage of luggage||500 €|
|Luggage theft||500 €|
|Delay or cancellation of a flight||500 €|
|Cancellation and interruption of travel||700 € (deductible 15%)|
|Delayed arrival to the initial destination and missed transit||700 €|
|Insured’s replacement||1000 €|
In the event of a medical emergency, you or a travel companion should contact the medical assistance provider OPS LT, UAB at +370 5 203 0055 or send an e-mail to email@example.com.
In the case of an insurance event:
The travel insurance is valid for trips in Europe.
Business cards come with travel insurance for the cardholder and two accompanying colleagues for trips in Europe up to 30 days.
Unless provided for differently in the terms and conditions, all insurance benefits listed in the insurance coverage table (which can be found in the insurance terms and conditions) apply to a single insured event and card.