Luminor’s Gold credit cards come with travel insurance for the whole family, which makes your travels safe and convenient.
It frees you from having to remember to purchase insurance when going on a trip, meaning that you can be carefree and take up last-minute offers. In addition to the cardholder, the insurance coverage extends to all family members travelling with them on up to 3-month-long trips abroad. It is not necessary for you to pay for travel expenses with the card for the insurance to be valid.
Below you can see what is covered by your Gold card travel insurance.
Gold travel insurance covers your whole family, but the coverage limit is split between all insured persons in the event of an insured accident.
|Insurance risks and limits||Sum insured, EUR|
|Medical expenses||300 000|
|Limit for medical transport to Country of Permanent Residence||300 000|
|Limit for medical transport||300 000|
|Limit for Repatriation in the event of an illness/death||300 000|
|Limit for dental treatment expenses||500|
|Limit for expenses for purchasing medicines||500|
|Limit for phone call expenses||50|
|Limit for daily allowance (per day)||20|
|Accident having led to a disability or death||50 000|
|Civil liability of a person||50 000|
|from 4 hours to 21 days||500|
|Baggage loss or damage||1000|
|Flight delay or cancellation||500|
|Trip cancellation or termination||1000 (Unconditional deductible 15%)|
|Travel delay and loss of connection insurance||1000|
In the event of a medical emergency, you or a travel companion should contact the medical assistance provider OPS LT, UAB at +370 5203 0055 or send an e-mail to firstname.lastname@example.org.
In the case of an insurance event:
Gold travel insurance is valid worldwide.
Insurance is valid for cardholder and accompanying family members travelling together: your spouse/cohabiting partner and your children, stepchildren, adopted children and foster children up to 18 years old (included) or children aged 19-24 if they study full-time.
The insurance coverage ends when the child returns home. Please note that travel insurance extends to 19-24 year old children if they study full time.
The insurance coverage is valid if the pupil/student is traveling with the cardholder or has their own additional card and the duration of the trip does not exceed 90 days.
Unless provided for differently in the terms and conditions, all insurance benefits listed in the insurance coverage table (which can be found in the insurance terms and conditions) apply to a single insured event and card.