Luminor’s Visa Classic, Mastercard Credit and PINs credit cards come with travel insurance for the whole family, which makes your travels safe and convenient.
It frees you from having to remember to purchase insurance when going on a trip, meaning that you can be carefree and take up last-minute offers. In addition to the cardholder, the insurance coverage extends to all family members travelling with them on up to 30-day-long trips abroad. It is not necessary for you to pay for travel expenses with the card for the insurance to be valid.
Below you can see what is covered by your card.
The travel insurance covers your whole family, but the coverage limit is split between all insured persons in the event of an insured accident.
|Insurance risks and limits|| Sum Insured (EUR)
in the case of one event
|Medical expenses||65 000 €|
|Limit for expenses for purchasing medicines||500 €|
|Limit for medical transport||65 000 €|
|Limit for daily allowance||20 € (per day)|
|Limit for dental treatment expenses||500 €|
|Limit for medical transport to Country of Permanent Residence||65 000 €|
|Limit for medical aids||500 €|
|Limit for Repatriation in the event of an illness/death||65 000 €|
|Accident having led to a disability or death||15 000 €|
|Civil liability of a person||10 000 €|
|Legal aid||1000 €|
In the event of a medical emergency, you or a travel companion should contact the medical assistance provider OPS LT, UAB at +370 5 203 0055 or send an e-mail to firstname.lastname@example.org.
In the case of an insurance event:
The travel insurance is valid in Europe.
Insurance is valid for cardholder and accompanying family members travelling together: your spouse/cohabiting partner and your children, stepchildren, adopted children and foster children up to 18 years old (included) or children aged 19-24 if they study full-time.
The family is travelling together, and the child turns 24 years old during the trip. Does their insurance coverage end automatically?
Does the parent’s credit card provide insurance coverage to a child studying and living abroad for a year?
How are the upper limits provided in the insurance terms and conditions applied? Which limits apply to the card and which to the family members travelling together?