Insurance for comprehensive security

Insurance for comprehensive security

Insurance for comprehensive security

  • Motor Third‑Party Liability Insurance
  • CASCO Insurance
  • Specialized Machinery Insurance

Leasing is the most suitable solution if you want to get a vehicle or work machinery immediately, while insurance – to mitigate possible financial risks in the future.

Luminor Lizingas UAB will help you to find the most suitable financial solution for your situation and our cooperation partner – AAS “BTA Baltic Insurance Company" Lithuanian branch will contribute to your peace of mind and provide all types of Leasing Insurance options.

Assess the benefits of insurance:

Motor Third Party Liability Insurance

The MTPL policy is a guarantee of financial safety for all road users. In the event of a road traffic accident, the injured person may receive insurance indemnity for losses caused to the car, health, or property.

To receive insurance indemnity, the injured person should contact the insurance company that issued the MTPL policy to the possessor of the vehicle that caused the damages.

The MTPL policy from BTA has several benefits:

  • Convenient payment. The premium for the MTPL policy is combined with the Leasing payment.
  • Easy prolongation. Before ending the MTPL policy, you will receive an email with a new insurance offer.
  • Best value for money. By insuring leasing object, a special  discount applies on the MTPL premium.

CASCO Insurance

CASCO policy provides financial support in case of damage, vandalism, theft or total destruction of the vehicle.

When you lease a vehicle, it is important that the CASCO policy complies with the required insurance requirements. If an insurance event occurs, the insurance company will help to complete the necessary formalities and provide free‑of‑charge consultation.

The CASCO policy from BTA has several benefits:

  • Insurance for the entire leasing term. Apply for CASCO insurance once and stop worrying about the insurance of your vehicle in European countries: before expiration of the CASCO policy, you will receive an email with a new insurance offer.
  • Monthly payments at no extra expense. CASCO insurance premium is combined with leasing payments and can be divided into 12 payments without any additional costs.
  • Best value for money. By insuring leasing object, the policy includes wide covers on selected insurance package and special discounts on each CASCO premium, as well as Roadside Assistance cover can be used free of charge. Emergency services like fuel delivery, engine start‑up or vehicle evacuation to the repair shops are available in 24/7 regime with no limits of amount and frequency.

By choosing Premium package over Standard package you will get several additional CASCO policy covers, for example, luggage insurance, the use of a replacement car, personal accident insurance for the driver and all passengers, as well as leasing value insurance for new vehicles and other bonuses.

Specialized Machinery Insurance

Specialized Machinery Insurance allows you to protect agricultural, construction, forestry and other special work vehicles together with equipment against various risks, in order to continue their economic activities without hindrance.

The Specialized Machinery Insurance policy from BTA has several benefits:

  • Regional territorial coverage. Insurance protection for the entire lease term applies not only in Lithuania, but also in Latvia and Estonia.
  • Monthly payments at no extra expense. The Specialized Machinery Insurance insurance premium can be divided into 12 payments without any additional costs, moreover, it is combined with leasing payments.
  • Best value for money. By insuring leasing object, the policy includes wide covers on selected insurance package and special discounts on each Specialized Machinery Insurance premium.

By choosing Premium package over  Standard Package you will get several additional covers in your Specialized Machinery Insurance policy, such as cover during the rent period of insurance object, cover for operations on water, as well as the option of zero deductible in certain cases.

How to apply?

Apply for a leasing. Choose a vehicle, submit a leasing application and attach the required documents. You can apply for a lease regardless of whether you are our client or not.

Receive consultation. After review of the application, we will contact you and provide the information about the available financing and insurance offers, as well instruction on future steps.

Activate insurance policy. For insurance protection to be valid it is necessary to confirm the insurance proposal and pay the insurance premium in a way agreed with Luminor Lizingas UAB.

Enjoy insurance coverage. In case of an insured event, fill in the online claim notification form or contact the insurance company via phone +370 5 260 0600.

Requirements to apply

  • Submitted Leasing application
  • Personal identification document
  • Assessment of the leasing object (for used vehicle) or price offer from the seller (for new vehicle)
  • Additional documents, if requested

See also other insurance products

Home Insurance

Learn more

Credit Life Insurance

Learn more

Loan Payment Insurance

Learn more
By providing leasing solutions to private individuals and legal entities, Luminor Lizingas UAB, reg. Nr. 111667277, address: Konstitucijos pr. 21A, LT-08130 Vilnius (hereinafter – Luminor Lizingas) distributes non-life insurance services related to vehicles and prepares insurance offers for the selected leasing objects. Luminor Lizingas UAB acts as an insurance agent, representing AAS “BTA Baltic Insurance” Lithuanian branch, reg. nr. 300665654, address: Viršuliškių skg. 34, LT-05132 Vilnius (hereinafter – BTA). Luminor Lizingas UAB processes the personal data specified in the leasing application in order to transfer them to the insurer and to prepare an insurance offer.
Luminor Lizingas UAB operates in accordance with the legislation that applies to the insurance intermediary, which is officially stated in the register of insurance agents and is entitled to engage in the provision of insurance intermediary services in Lithuania.
Before concluding the agreement, please read the terms and conditions of the respective product and consult a leasing specialist, where necessary. There may be limits to certain insured risks and indemnifiable losses. Full information on exceptions and coverage restrictions is included in the insurance policy and insurance terms and conditions.