Protect your family with Credit Life Insurance

Protect your family with Credit Life Insurance

  • Select insured risks and protection level 
  • Policy covers also severe disability and loss of life caused by the disease 
  • Insurance indemnity is not affected by financial market downturn

When you take out a mortgage, you can also safeguard your family with a Credit Life Insurance.

Why choose life insurance?

  • In the event of the death of the policyholder during the lifetime of the mortgage, the policy would pay out a sum to repay the outstanding mortgage.
  • In addition, you can also get coverage against the loss of working capacity.
  • You can insure yourself and your co-borrower.
  • If needed, there’s a possibility to change contract terms at any time at no charge.

How to apply?

Submit an electronic insurance application, book a consultation online or in a bank office. We will identify the specific insurance need and interest and make a corresponding insurance offer.

We will send you an insurance policy and information needed to pay the insurance premium

Insurance premiums shall be paid each month. For convenient payment of insurance premiums, order an e‑invoice with automatic payment!

Insurance coverage takes effect at the moment stated in the issued insurance policy. In case of an insured event, online claim notification form should be filled in or insurance company should be contacted.

Necessary documents

  • Filled insurance application if you apply electronically
  • Passport or ID card if you book physical meeting with bank specialist
  • We will inform if additional documents are needed

Do you want to borrow? Don’t forget safeguards!

See also other insurance products

Home Insurance

Learn more

Personal Accident Insurance

Learn more

Loan Payment Insurance

Learn more
Luminor Bank AS (reg. No 11315936, address: Liivalaia 45, Tallinn, Estonia) represented within the Republic of Lithuania by Luminor Bank AS Lithuanian Branch (Branch code 304870069, address: Konstitucijos ave. 21A, Vilnius) acts as an insurance agent, distributing a life insurance on behalf of ERGO Life Insurance SE (reg. No 110707135, address: Geležinio Vilko g.6A, Vilnius, Lithuania). Luminor Bank AS is registered in Finantsinspektsioon (Estonian Financial Supervisory Authority) insurance agency register and is entitled to provide insurance intermediation services in Lithuania on the basis of the principle of freedom of establishment. Luminor Bank AS shall process your personal data to prepare ERGO Life Insurance SE insurance offer and forward them to insurer. ERGO Life Insurance SE as the data controller shall process your personal data (including personal data of special categories and personal identification codes) to secure performance of the insurance agreement and compliance with legitimate interests of the insurer or a third party. More information on personal data processing is available on the website under section Privacy Policy, the insurer’s customer service centres or by e‑mailing your enquiries to the address