Terms for transfers in euros

Transfer in euros within bank

Payments made at the bank’s unit or on the internet bank every day before 21:45 are credited in the beneficiary’s account immediately,while payments made after the said hour will be credited on the following calendar day not earlier than 7.00 a.m.

Transfer in euros to European countries

Instant payments

Outgoing instant payments for corporate customers coming soon.

Instant payments are processed 24/7 throughout the calendar year.
Please note that instant payments made late in the evening may be displayed in the statement with the date of the following day, and the actual execution date is marked separately as the transaction date in the statement.
Outgoing instant payment limit is up to EUR 15,000.
If it is not possible to make an instant payment, the payment will be made as euro payment (SEPA) if chosen.

Euro payments (SEPA area)

Payment orders in euros to banks registered in Lithuania, other European Union (EU) countries, European Economic Area (EEA) countries (Norway, Iceland, and Liechtenstein), the United Kingdom, Andorra, Switzerland, the Principality of Monaco, San Marino, and the Vatican City State. The full list of countries can be found here.

If the payment order is submitted at the bank’s branch or via internet bank*:

on banking business days before 16:00, the funds will be transferred to the recipient's account on the same banking business day
after 16:00, the funds will be transferred to the recipient's account on the next banking business day

If payment was provided to bank after 16:00 on Fridays or before holidays**, on weekends and holidays, bank allows for customers to cancel such payment themselves until it is debited from customer account.

SEPA payments are sent at least once per hour on banking business days from 8:00 to 16:00.

*In case a payment order is given via the internet bank a deviation of 10 minutes is possible.
**Public holidays include Lithuanian and international holidays: 1^st of January, 16^th of February, 11^th of March, Great Easter Friday, second Easter day, 1^st of May, 24^th of June, 6^th of July, 15^th of August, 1^st and 2^nd of November, 24^th, 25^th and 26^th of December.

Extra Urgent Euro payments

Extra Urgent Euro payments, which were submitted in the internet bank on banking business day before 16:00, are sent to the beneficiary’s bank immediately, but the time for crediting funds depends on the beneficiary’s bank and in some cases may be longer.

Transfer in euros to other countries

In case of standard payment orders submitted via the internet bank on a banking day before 16:00, funds are debited from the bank’s correspondent account after 2 banking days.
In case of urgent payment orders submitted via the internet bank on a banking day before 16:00, funds are debited from the bank’s correspondent account on the next banking day.
In case of extra urgent payment orders submitted via the internet bank on a banking day before 16:00, funds are debited from the bank’s correspondent account on the same banking day.
Payment orders received after the said hours or on other than a banking day are executed one banking day later.
In case a payment order is given via the internet bank a deviation of 10 minutes is possible.